A-EXCEL Your financial dreams never stop as you advance into different life stages. Savings for your financial goals is easy to achieve as long as you plan your finances in advance and commit to your plan by setting aside a fixed amount regularly into the plan. Introducing to you A-Excel, a complete financial solution that provides a combination of takaful coverage and savings. A-Excel could help you achieve your financial goals such as child’s education, capital for your own business or wealth accumulation for retirement purposes. Download A-Excel product brochure (pdf) You have an option to further enhance your takaful protection by adding extra coverage1 from our range of optional benefits below: Survival Benefit We will pay you a survival benefit equivalent to 10% of your basic sum covered at the end of every two (2) certificate years until certificate maturity. You can choose to receive the Survival benefit when it is due or deposit it with us to earn profit which will be shared between the Takaful Operator and you at the ratio of 20:80. Critical Illness Waiver of Contribution Waive and pay the regular contribution for the basic certificate and survival benefit (if attached) on behalf of participant in the event the person covered is diagnosed to be suffering from any one of the specified critical illness or undergoes a covered surgery. Contributor’s Benefit (CB) and Contributor’s Benefit on Critical Illness (CB-CI) Waive and pay the contributions for the basic certificate and survival benefit (if attached) on behalf of participant in the event the contributor is diagnosed to be suffering from a specified critical illness, dies or total permanent disability.
Posted on: Fri, 12 Jul 2013 07:09:08 +0000
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