Although a recent change in the regulations due to feedback after - TopicsExpress

Although a recent change in the regulations due to feedback after the implementation of the TDSR, allowed financial institutions a relaxation of the TDSR rule, for the refinancing of existing loans for the purpose of allowing homeowners a way out to seek lower interest rates - However, it seems that some financial institutions may still have insisted that they need the borrower to comply with the TDSR requirement. Thus, the borrower cannot do the refinancing and have to be stuck with the existing higher interest rate package. Have you been affected by this?

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