Assessing Your Values and Attitudes Toward Money For each of the following statements, write the number that shows the extent to which the statement accurately describes your views (5 = strongly agree: 4 = agree: 3 = undecided, 2 = disagree, 1 = strongly disagree): 1) I would be a lot happier if I had more money. 2) I usually buy things after they are marked down, and it bothers me when I discover an item I just purchased on sale for less somewhere else. 3) I love it when I get a small windfall of money, like a tax refund or birthday gift, so I can spend it on something I usually don’t have the money for. 4) Whenever possible, I use coupons at the grocery store, and I always look through ads to find the best deals on the items I buy regularly. 5) If I see something that I want to buy and I have the money at the time, I usually go ahead and buy it rather than waiting to get it as a birthday or Christmas present. 6) Whenever I make a major purchase, I always feel guilty that I didn’t save the money instead. 7) It would be worth it to me to pay a little more for brand-name clothing since the right clothes are important to how people perceive me at work and school. 8) I argue or complain about the cost of things. 9) I like to buy nice things for other people during the holidays, even if it means I exceed my budget a bit – my friends and family are worth it. 10) I worry about my finances. Scoring: This assessment tells you the degree to which money is a controlling factor in your life. The odd-numbered questions relate to the degree to which you are focused on what money can buy. The even-numbered questions relate to the degree that money adds stress and worry to your life. Total your scores for each group of questions: Total for odds: #1, #3, #5, #7, #9 ______ Total for evens: #2, #4, #6, #8, #10 ______ Overall total ______ Results: Your total for the odd-numbered questions may range from 5 to 25. If you are on the low end of this scale, money and the things it can buy are less important to you. If your score is between 20 and 25, you have a tendency to value material things and you have difficulty delaying the gratification you get from spending money. Your total for the even-numbered questions may also range from 5 to 25. If your total is 20 to 25, money and financial matters are significant sources of stress for you. If your total score is between 40 and 50, money is a controlling factor in your life and you have some unhealthy spending habits that will make it more difficult for you to achieve your financial goals.
Posted on: Thu, 15 Aug 2013 20:17:46 +0000
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