Bank Negara Malaysia announces today, the implementation of a set - TopicsExpress

Bank Negara Malaysia announces today, the implementation of a set of measures aimed at avoiding excessive household indebtedness and to reinforce responsible lending practices by key credit providers. These measures, which take effect immediately, complements the earlier measures introduced since 2010 to promote a sound and sustainable household sector. The measures are: Maximum tenure of 10 years for financing extended for personal use; Maximum tenure of 35 years for financing granted for the purchase of residential and non-residential properties; Prohibition on the offering of pre-approved personal financing products. The limits on financing tenure will not affect applications made before today.

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