CAREER OPPORTUNITY: BRAC Bank Limited delivers a full array of banking services to individuals as well as business entities. With a network of 157 branches, over 322 ATMs, 421 SME unit offices; the bank has an unmatched reach to provide a comprehensive range of banking solutions to serve millions. To strengthen its continuous business growth, BRAC Bank Limited (BBL) is currently looking for experienced corporate credit risk assessor having sound knowledge on preparing corporate loan proposal for its Credit Risk Management Division: Associate Manager - Corporate Credit Risk Job Grade: Senior Officer/ Principal Officer Job Location: Dhaka KEY RESPONSIBILITIES • Scrutinize and evaluate credit proposal (s) (like, working capital finance, project finance, and syndication loan) in light of credit circulars & instructions (Head Office & Bangladesh Bank) as well as considering industry practices. • Assess and justify of customer’s requirement, key financial indicators, working capital & cash flow statement, balance sheet, income statement, debt service capacity analysis, loan repayment capability of borrower/client); • Appraise risks & mitigating factors of investment, SWOT analysis, NPV, IRR, Sensitivity Analysis, Credit Risk Grading Score Sheet, collateral security aspects, transaction record & account performance, business portfolio growth & turnover, nature of business/products & market, major customers/competitors, yield. • Prepare of checklists / synopsis / observations related to credit proposals for Credit Committee Meeting and preparation of Board Memos for approval of the Board of Directors. • Visit corporate client as and when required and prepare visit report on client’s business outlets as per observation. • Monitoring and review of different loan accounts to identify potential risk / weakness such as excess over limit, expiry of the credit tenor, non-realization of installment, incomplete documentations and follow up with RMs for adjustment/regularization of the account as per terms & conditions on sanction and reporting the same to Management for necessary action (if necessary). KEY QUALIFICATIONS • Minimum business graduate from any reputed university. At least 2nd Class/Division or CGPA of 2.5 and above • At least 2-3 years corporate credit and corporate business experience • Should have sound knowledge regarding Financial Modeling, Financial Spread Sheet Analysis, Loan structuring. • Good communication, analytical, problem solving and interpersonal skill • Hard working and ability to work under stress Only short listed candidates will be called for the interview through a competitive recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever. If you believe that you are the person we are looking for, then please email your Résumé to: hr@bracbank or send your résumé with a recent passport size photograph to Human Resources Division, BRAC Bank Limited, 1 Gulshan Avenue, Gulshan-1, Dhaka – 1212. Application Deadline: August 20, 2014
Posted on: Mon, 11 Aug 2014 07:09:20 +0000
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