CHICAGO (AP) -- The health care overhauls reach stretches far beyond the millions of uninsured Americans its expected to help. It also could touch everything from the drug choices to doctor bills of people who have insurance through work. The law isnt expected to prompt sudden, radical changes for workers. But benefits experts say there are several ways the law can leave fingerprints on the benefits of the roughly 149 million people who are covered through their jobs. For example, many companies already are starting to change benefits to avoid an overhaul-mandated tax on high-cost plans that takes effect in 2018. One way a company can lower the cost is to raise an employees out-of-pocket expenses. So, your plan may introduce a bigger deductible, which is the amount you have to pay for care before most coverage starts. It also might require you to start paying more at the doctors office in the form of a higher co-payment.
Posted on: Tue, 21 Jan 2014 16:50:09 +0000
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