CMB Designees Congratulations to all of the professionals who have received the CMB® designation (Master, Residential, or Commercial): James A. Abbott, CMB American Security Mortgage Corp. Charlotte, NC Dana C. Abernathy, CMB, AMP National Mortgage Insurance Corp. Greenbrier, TN Dana C. Abernathy, CMB, AMP National Mortgage Insurance Corp. Greenbrier, TN Howard Ackerman, CMB, AMP Fifth Third Mortgage Bayside, NY Ronald J. Agasar, CMB Franklin American Mortgage Company Marlton, NJ Maynard C. Ahner, II, CMB PNC Real Estate Overland Park, KS Robert D. Aiello, CMB Wells Asset Management, Inc. Dallas, TX Terry A. Aikin, CMB, AMP Accenture Mortgage Cadence Denver, CO Elaine V. Albright Albright Financial Auburn, CA Elaine V. Albright Albright Financial Auburn, CA Kimberly Alexander, CMB, CRO Towne Mortgage Company Troy, MI Kelly Stewart Allen, CMB United Guaranty Corporation Walnut Creek, CA Tim D. Allen, CMB Sierra Pacific Mortgage Company, Inc. Bonita Springs, FL Verinda K. Allen, CMB Chase Lewisville, TX Brian J. Alto, CMB Citigroup Global Markets Inc. New York, NY Alice Alvey, CMB Indecomm Global Services Novi, MI Daniel H. Aminoff, CMB, AMP EverBank Alexandria, VA Troy W. Andersen, CMB, AMP Nationstar Mortgage LLC Flower Mound, TX Keith M. Anderson, CMB, AMP Optimal Blue, LLC Plano, TX Richard S. Anderson, CMB Fannie Mae Portland, OR Dale H. Andreas, CMB, CPA Cadence Bank, NA Spring, TX Jordan J. Angel, CMB Barry Slatt Mortgage Company San Francisco, CA Christopher G. Applegate, CMB Commonwealth United Arlington, VA Derek S. Aramburu, CMB, AMP First Continental Mortgage, Ltd. Houston, TX Susana S. Araoz Housing & Healthcare Finance, LLC Chevy Chase, MD Bradford C. Armstrong, CMB Armstrong Mortgage Company Columbus, OH Kathleen A. Armstrong, CMB Armstrong Advisory Group Boston, MA Gines Arnau Western Commercial Bank Woodland Hills, CA Steve Arnold, CMB Genpact Mortgage Services Irvine, CA Stephen B. Ashley, CMB S.B. Ashley Management Corporation Rochester, NY Gary L. Avery, CMB, CRMP Bankers Mortgage Consulting Brownsburg, IN Barry L. Axelrod, CMB Dwinn-Shaffer & Company Inc Chicago, IL Donald W. Ayers, CMB American Gateway Bank Port Allen, LA Michael P. Azzarello, CMB, AMP FirstKey Holdings Jacksonville, FL Magdy E. Badr, CMB, AMP Blackstone Financial Inc. Carlsbad, CA Magdy E. Badr, CMB, AMP Blackstone Financial Inc. Carlsbad, CA Barry Baker, CMB Ark-La-Tex Financial Services LLC D/b/a/ Benchmark Mortgage Plano, TX Renee M. Bangerter, CMB, AMP Citibank, NA Aliso Viejo, CA Diane R. Bannister, CMB Troy & Nichols, Inc Monroe, LA Jeffrey Banyas, CMB Department of Commerce Federal Credit Union Washington, DC David D. Barber, CMB Q10 Capital, LLC Salt Lake City, UT John Delancey Barbie, CMB Faria Pacific, Inc. Phoenix, AZ James B. Barclay, CMB, FLMI Southern Farm Bureau Life Insurance Company Jackson, MS Lynnmarie Barisano, CMB, AMP Bank of America Home Loans Vernon Rockville, CT Dawn Barker, CMB Memphis Consumer Credit Association Memphis, TN David R. Barkley, CMB Freddie Mac Mc Lean, VA Michael Barrett, CMB, AMP Discover Financial Services / Discover Home Loans Irvine, CA Nancy Barthel, CMB, AMP, PMP Fay Servicing, LLC Chicago, IL Robert K. Bates, AMP Assurant Specialty Property Santa Ana, CA Daniel S. Bayer, CMB, AMP Radian Guaranty Inc. Philadelphia, PA Edward T. Bean, CMB Wells Fargo Home Mortgage Charlotte, NC Rick S. Beardsley, CMB, AMP Placer QC Roseville, CA James M. Beaty, CMB CBRE Capital Markets Memphis, TN Felix M. Beck, CMB Chase Boca Raton, FL Rhonda Beck, CMB Mortgage Capital Trading, Inc. Charlotte, NC Steven Beck, CMB Q10 Capital, LLC Irvine, CA Andy L. Beckham, CMB, AMP Old Republic National Title Insurance Company Minneapolis, MN J. Lynn Beckstead, CMB Security National Mortgage Company Salt Lake City, UT William Patrick Begg, CMB M/I Financial Corporation Columbus, OH West Beibers, CMB Evolve Bank & Trust Memphis, TN Michael Bekes, CMB, AMP Wells Fargo Home Mortgage Milwaukee, WI Judith A. Belanger, CMB Cornerstone Home Lending, Inc. Houston, TX Chase Belew, CMB AMS Real Estate Services Austin, TX Shawn Bengtson Woodmen of the World Life Insurance Society Omaha, NE Nancy Benites, CMB, AMP Freedom Mortgage Corporation Santa Ana, CA Ross G. Bennett, CMB Hamilton Group Funding Sunrise, FL Kyle D. Bensen, CMB Mortgage Guaranty Insurance Corporation (MGIC) Milwaukee, WI Marko Berishaj, CMB, AMP Michigan Mutual, Inc. dba First Preferred Mortgage Southfield, MI Marsha Berlinski, CMB Western Bancorp San Jose, CA Michael D. Berman, CMB Michael Berman Consulting, LLC Miami Beach, FL Thomas A. Bernaciak, CMB AmeriSphere Multifamily Finance, L.L.C Bethesda, MD Anthony G. Berris, CMB, AMP HomeAmerican Mortgage Corporation Denver, CO Paul A. Best, CMB Peoples United Bank Louisville, KY Debbie J. Bigelow, CMB, AMP Amarillo National Bank Amarillo, TX Jeffrey Birdsell, CMB Financial Freedom Acquisition, LLC Tustin, CA Joan S. Biro, CMB Standard & Poors Boca Raton, FL Angela A. Blackwell, CMB, AMP Chase Jacksonville, FL Andrea M. Blais, CMB, AMP Community Mortgage Funding Pomona, CA Kenneth J. Block, CMB New American Funding Tustin, CA Jason Bohrer, CMB Newbold Advisors Greensboro, NC Ann Bolen, CMB Virginia Housing Development Authority Norfolk, VA Joseph A. Bonaventura, Jr., CMB BB&T Jacksonville, FL Richard Bondie, CMB Fifth Third Mortgage Orlando, FL David C. Boone, CMB The Provident Bank Iselin, NJ Richard E. Booth, CMB Hudson City Savings Bank Paramus, NJ Jodi Bourgerie, CMB Wells Fargo Home Mortgage Minneapolis, MN Richard D. Boyd, CMB Wells Fargo Bank, N.A. Alpharetta, GA Phillip W. Bracken, CMB Radian Guaranty Inc. Philadelphia, PA Robert N. Bradbury, Jr., CMB,CRO,AMP Robert Bradbury (Consultant) Jackson, CA Scott Brader, CMB NOIC / Concord Westerville, OH Cindy Bradley, CMB, CML Colorado Housing and Finance Authority Denver, CO Richard B. Bridegroom, CMB,CRU,AMP Montana State Board of Investment Clancy, MT Jay Briggs, CMB American Pacific Walnut Creek, CA Edgar Bright, III, CMB, AMP Standard Mortgage Corporation New Orleans, LA Paul C. Brighton NorthMarq Capital, LLC Dallas, TX Robert D. Broeksmit, CMB Treliant Risk Advisors, LLC Washington, DC Eric Brooks, CMB, AMP Bank of America Home Loans Charlotte, NC Harold I. Brooks, CMB HIB Consulting LLC Ashland, VA Joel A. Brotman, CMB U.S. Bank Home Mortgage Gates Mills, OH Cristofer Brown, CMB Ameritas Investment Partners Lincoln, NE Roger F. Brown, CMB VirtualBank Stuart, FL Anthony A. Bruschi, CMB, AMP Radian Guaranty Inc. Philadelphia, PA Drew Buccino, CMB CFS Mortgage Corporation Phoenix, AZ Philip H. Buckley, CMB Ginnie Mae Washington, DC Kevin D. Buechler, CMB Wells Fargo Home Mortgage Littleton, CO Heather Bullard, CMB, AMP Stearns Lending, Inc. Denver, NC Scott Burchett, CMB, AMP MB Financial Bank, N.A. Ann Arbor, MI Jennifer J. Burlison, CMB Federal Home Loan Bank of Chicago Chicago, IL Rose T. Burton, CMB, AMP SunTrust Mortgage, Inc. Richmond, VA Kip Buss, CMB Wells Fargo Bank, N.A. Alpharetta, GA Robert C. Butchenhart, CMB NorthMarq Capital, LLC Wayne, PA Tambra Butler, CMB Direct Lending Family, Inc. Barrington, IL Robert W. Byard, CMB Astoria Bank Fayetteville, GA Daniel Calcaterra, CMB, AMP Towne Mortgage Company Grosse Pointe Farms, MI Donald G. Calcaterra, Jr., CMB, AMP Towne Mortgage Company Troy, MI WH Gerald Caldwell, CMB, AMP FirstClose Atlanta, GA John Camarena, CMB,AMP The Helvetica Group Sherman Oaks, CA Clifford C. Cameron, CMB MBA Retired Honorary Members Charlotte, NC Robert A. Camerota, CMB, AMP Farmers & Merchants Bank of Long Beach Long Beach, CA Warren J. Carr, CMB Boyne City, MI Shelley Stuart Carvel, CMB Unum Portland, ME Brandon W. Case, CMB, AMP First California Mortgage Company Petaluma, CA Mike Casey, CMB PHH Mortgage Northridge, CA Patrick J. Casey, CMB, AMP SunTrust Mortgage, Inc. Rockville, MD Kelly W. Cassidy, CMB Q10 Capital, LLC Portland, OR Charlotte Castles, CMB South State Bank Charleston, SC Guillermina Chaux, CMB First Residential Mortgage Services Corporation Englewood Cliffs, NJ Samuel M. Chazanow, CMB, AMP Movement Mortgage Virginia Beach, VA Mark E. Cheney, CMB, AMP Wells Fargo Bank, N.A. Alpharetta, GA Todd Cheney, CMB Envoy Mortgage Monroe, LA Roy Chowdhury, CMB Allied Mortgage Group, Inc. Bala Cynwyd, PA Eric Christensen, CMB, AMP UHS America Santa Ana, CA John M. Church, CMB Waterstone Asset Management, LLC Charlotte, NC Christopher M. Ciapciak, CMB, AMP Northwestern Mutual Life Insurance Company Durham, NC Joseph Cilento, CMB Cilento Mortgage Advisors New Fairfield, CT Gary D. Clark, CMB Sierra Pacific Mortgage Company, Inc. Folsom, CA James Clark, CMB Central Mortgage Company Marshfield, MO Kip Clark, CMB Coeur D Alene, ID Leonard Clark Deutsche Bank Bethesda, MD Brenda B. Clem, CMB IntercontinentalExchange Atlanta, GA Christine Clifford, CMB Wells Fargo Home Mortgage Columbia, MD Phillip J. Cobb, CMB Bank of America Merrill Lynch Plano, TX Andrea K. Cochrane, CMB, AMP Urban Lending Solutions Torrance, CA Jack M. Cohen, CMB Cohen Financial Chicago, IL Ann H. Cone Prudential Mortgage Capital Company Atlanta, GA Kathleen M. Connor, CMB U.S. Bank Home Mortgage Minneapolis, MN Sandra L. Conrady, CMB,CRU, AMP Montana State Board of Investment Helena, MT Thomas Cooley, CMB CBRE, Inc. Atlanta, GA Daniel E. Cooper, CMB Cornerstone Home Lending, Inc. Houston, TX James Cope, CMB Walker & Dunlop, LLC Hartland, WI William T. Corcoran, CMB Virginia Housing Development Authority Richmond, VA John A. Cosculluela, CMB American BancShares Mortgage LLC Miami Lakes, FL Bill Cosgrove, CMB Union Home Mortgage Strongsville, OH Louis Costanzo, CMB, AMP The Monticello Group Financial Services Annapolis, MD Robert M. Couch, CMB Bradley Arant Boult Cummings LLP Birmingham, AL Craig C. Crabtree, CMB, AMP SunTrust Mortgage, Inc. Richmond, VA Rebecca L. Crain, CMB Regions Financial Corporation / Regions Mortgage Birmingham, AL Amy Summers Creason, CMB Newbold Advisors Richmond, VA Thomas P. Cronin, CMB The Collingwood Group, LLC Washington, DC Jo Ann Crook, CMB, CMT, AMP, CMS Black Knight Financial Services Jacksonville, FL Donna Mack Crowell, CMB FSV Payment Systems, Inc. Ponte Vedra, FL Lyn Crutchfield, CMB, AMP Essent Guaranty, Inc. Wayne, PA Henry V. Cunningham, Jr., CMB CMC Funding, Inc. Greensboro, NC Scot K. Cunningham, CMB, AMP AmericanWest Bank Spokane, WA Don Cupit, CMB Yadkin Bank Greensboro, NC Michael Curtis, CMB, AMP SEFCU Services, LLC dba SEFCU Mortgage Services Cohoes, NY Gregory DArco, CMB KPMG LLP Mc Lean, VA Marvin C. Daitch, CMB NorthPoint Capital, L.L.C. Farmington, MI Timothy C. Dale, CMB Wilson, NC William D. Dallas, CMB Skyline Home Loans Calabasas, CA Mary K. Daniel, CMB, AMP PNC Real Estate King and Queen CH, VA James H. Danis, II, CMB, AMP Residential Mortgage Corp. Fayetteville, NC Lizzie David, CMB Towne Mortgage Company Troy, MI Geoffrey Davies, CMB, CMS Black Knight Financial Services Jacksonville, FL Larry F. Davis, CMB First Guaranty Mortgage Corporation Vienna, VA Winifred E. Davis Patterson, CMB, AMP The Federal Reserve Bank of Richmond/Research Library Pineville, NC Jeff Dechert, CMB, AMP BlackRock Financial Management Inc. Fort Mill, SC Diane DeHeer, CMB Principal Real Estate Investors Winterset, IA James M. Deitch, CMB, CPA Teraverde Financial Lancaster, PA Donald Delzell, CMB, AMP Desert Venture Group, LLC La Quinta, CA Ben J. Dempsey, CMB, CPA Colonial National Mortgage, a Division of Colonial Savings, F.A. Fort Worth, TX Joanne M. Denver Cornerstone Real Estate Advisers Springfield, MA Debra Leyva Dever, CMB, AMP Colonial National Mortgage, a Division of Colonial Savings, F.A. Fort Worth, TX SuSheila Dhillon, CMB, AMP The Monticello Group Financial Services Annapolis, MD Stanley G. Dickerson, CMB, AMP, SRPA Regions Bank dba Regions Funding Hoover, Alabama, Frank Diecidue, CMB Bank of America Home Loans Huntington Beach, CA Waunita Diem, CMB Primary Residential Mortgage, Inc. Albuquerque, NM Leb I. Dixon, CMB BB&T Charlotte, NC Angela R. Dodson, CMB, AMP Citibank, NA O Fallon, MO William F. Dolan, CMB, AMP Federal Home Loan Bank of Boston Boston, MA Rachel M. Dollar, CMB Smith Dollar PC Santa Rosa, CA Marangal Domingo, CMB Irvine, CA Frank P. Donnelly, Jr., CMB, AMP RBS Citizens, N.A. Falls Church, VA Frank P. Donnelly, Jr., CMB, AMP RBS Citizens, N.A. Falls Church, VA Jordan D. Dorchuck, CMB BSI Financial Services, Inc. Irving, TX George Dover, CMB Cascade Financial Gilbert, AZ Mary Duhamel, CMB SEFCU Services, LLC dba SEFCU Mortgage Services Cohoes, NY Christopher R. Dunn, CMB South Shore Saving Bank Weymouth, MA Daniel Duplantis, CMB, CRU Auburndale, FL Phillip G. Durban, CMB Optimal Blue, LLC Plano, TX Kevin E. Dwyer, CMB Envoy Mortgage Monroe, LA Dale L. Dykema, CMB T.D. Service Company Orange, CA Craig S. Eckes, CMB, AMP RBS New York, NY Owen Edwards, CMB, AMP Guaranteed Rate, Inc. Columbia, SC Robert B. Ehrman, CMB Colonial National Mortgage, a Division of Colonial Savings, F.A. Gainesville, FL Christine Eldarrat Federal Housing Finance Agency Washington, DC George W. Elliott, Jr., CMB, AMP Security National Mortgage Company Albuquerque, NM George W. Elliott, Jr., CMB, AMP Security National Mortgage Company Albuquerque, NM Delbert R. Ellis, CMB Newberg, OR Peter Elmer, CMB , Michael J. English, CMT, AMP, CMB Ellie Mae, Inc. Pleasanton, CA Robert F. Eustis, CMB Eustis Mortgage Corporation New Orleans, LA James W. Evans Strategic Property Associates/Strategic Asset Services Foothill Ranch, CA Ronald S. Evans, CMB Progressive Equity Funding Corporation Southlake, TX Thomas P. Farrell, CMB Wells Fargo Home Mortgage Minneapolis, MN Robert L. Faust, CMB Robert Faust Mortgage Company Dallas, TX Jerry Feinstein, CMB Fannie Mae Cooper City, FL Carmen Fenn Drake, CMB, AMP Stearns Lending, Inc. Amelia Island, FL Daniel C. Ferris, CMB, AMP Byte Software Kirkland, WA Robert W. Fidler, CMB Deutsche Bank Brentwood, TN Cameron Findlay, CMB Discover Financial Services / Discover Home Loans Irvine, CA David A. Fineman, CMB Mortgage Bankers Association of Greater Philadelphia Philadelphia, PA Len Fischer, CMB, CRMP First Financial Bank Terre Haute, IN Mark B. Fisher, CMB StanCorp Mortgage Investors, LLC Hillsboro, OR Tari L. Flannery, CMB M&T Realty Capital Corporation Baltimore, MD Mark Fleming, CMB NVR Mortgage Finance, Inc. Herndon, VA Mark J. Florek, CMB Fannie Mae New Berlin, WI Jeff Flory, CMB, AMP Interthinx Agoura Hills, CA Michael J. Flynn, CMB M S Flynn Inc, D/b/a Keystone Financial Services Pittsburgh, PA Craig S. Focardi, CMB CEB TowerGroup Novato, CA Michael Fontaine, CMB Plaza Home Mortgage, Inc. San Diego, CA Michael Foote, CMB Citywide Home Loans/CHL Mortgage Salt Lake City, UT Stan Foraker First Commonwealth Bank Wexford, PA Erin Forbes, CMB New American Funding Tustin, CA T. Michael Forney, CMB MBA Retired Honorary Members Steamboat Springs, CO Jennifer Fortier, CMB STRATMOR Group New Orleans, LA Alan R. Fowler, CMB First Mortgage Company, L.L.C. Albuquerque, NM David E. Frase, CMB, AMP Southwest Bank Dallas, TX David E. Frase, CMB, AMP Southwest Bank Dallas, TX Timothy Frederick, CMB Liberty Home Equity Solutions, Inc. Rancho Cordova, CA Phillip Stephen Freeman, CMB Phillip Stephen Freeman Mortgage Specialists LLC Brentwood, TN Richard French, CMB Vantage Capitol Corp. Delray Beach, FL Michael Friedman, CMB Natixis Real Estate Capital LLC New York, NY Michael Friedman, CMB Natixis Real Estate Capital LLC New York, NY Robert T. Fuchs, CMB JVB Financial Group, LLC Houston, TX Peter Fugaro, CMB Prymak LLC Mount Pleasant, SC Rian Furey, CMB, AMP LoanDepot, LLC Foothill Ranch, CA Albert Gabri, CMB, CMA PennyMac Loan Services, LLC Moorpark, CA Deborah A. Gadberry, CMB FirstBank Birmingham, AL Paul Gardaphe, CMB, CCIM Q10 Capital, LLC Magnolia, TX Burl L. Garrison, CMB Ballwin, MO Mark A. Gaudian, CMB, AMP E*TRADE Financial Arlington, VA Thomas A. Gauldin, III, MCMB Henderson, NV Paul A. Gawin, CMB Radian Guaranty Inc. Cincinnati, OH Jay W. Gelb, CMB Rochester Home Equity, Inc. Pittsford, NY Serge Gharibian, CMB American General Mortgage Corporation Glendale, CA Dawn Gill, CMB Bedford, TX Scott Gillen, CMB, AMP Stewart Lender Services Houston, TX Jason H. Gillespie, CMB, AMP Southwest Bank Dallas, TX William C. Gillette, CMB, AMP SunTrust Mortgage, Inc. Chesterfield, VA Donald A. Gilliam, CMB CLM Mortgage, LLC Houston, TX Thomas C. Gillis, CMB, AMP PennyMac Loan Services, LLC Calabasas, CA Larry L. Gilmore, CMB, AMP Gilmore Consulting Group, LLC 1155 15th St., NW Suite 1101 Washington, DC D. Michael Glanville, CMB Q10 Capital, LLC Portland, OR William Glasgow, CMB Glasgow Mortgage Advisors Jacksonville Beach, FL Dana Gompers, CMB Envoy Mortgage Houston, TX Toby W. Goodlett, CMB,AMP First Citizens Bank Columbia, SC Nancee B. Gorenstein, CMB Mortgage Guaranty Insurance Corporation (MGIC) Fort Collins, CO Timothy Gough, CMB, AMP First Financial, Inc. dba First Republic Mortgage Copr. Annapolis, MD Willard Gourley, Jr., CMB MBA Retired Honorary Members Charlotte, NC Karen C. Gowins, CMB Synovus Mortgage Corp. Birmingham, Lawrence S. Graber, CMB Duncan-Williams, Inc. Germantown, TN Francisco J. Gracia-Quintana, CMB Popular Mortgage, Inc. San Juan, PR Jonathan M. Grafflin, CMB, AMP Chase Irving, TX F. Allen Graham, CMB Homestead USA Southfield, MI Lisa M. Graham, CMB Bank of America Home Loans Scottsdale, AZ James M. Grashaw, CMB,AMP DMR Financial Services, Inc. Troy, MI Jeffery Grebe, CMB, CRO, AMP Centennial, CO Harvey W. Greemann, CMB Greemann Capital Grand Rapids, MI Brent Green, CMB Lake Michigan Credit Union Grand Blanc, MI David B. Green, CMB First National Bank of Pennsylvania Pittsburgh, PA Donald G. Griffiths, CMB Union Home Mortgage Strongsville, OH Mac Grisham, CMB Retired Brentwood, TN Alice Gronert, CMB, AMP EverBank Jacksonville, FL David C. Gunn, CMB, AMP Fifth Third Mortgage Cincinnati, OH Lorena Gunn, CMB Wells Fargo Home Mortgage Highlands Ranch, CO Jerry Haidinger, CMB,AMP Mortgage Guaranty Insurance Corporation (MGIC) Atlanta, GA Kelley Hailstone, CMB Taylor Morrison Home Funding Maitland, FL Hamid Hamadanchy Eastland Financial Corporation Irvine, CA Cynthia A. Hammond, CMB Churchill Commercial Capital, Inc. Scottsdale, AZ Brian M. Handal, CMB, AMP Wells Fargo Home Mortgage Harrisonburg, VA Lynn R. Handy, CMB Somerset Funding, LLC Salt Lake City, UT Kevin Hannon, CMB Wells Fargo Home Mortgage Westerly, RI Kevin W. Hardin, CMB, CMC Mortgage Mediation Group/McCarthy Law PLC Scottsdale, AZ Wallace E. Harding, CMB NBS Financial Services Portland, OR Clifford B. Hardy, CMB MBA Retired Honorary Members Tampa, FL Tom Harms, CMB, AMP State Farm Bank Bloomington, IL Patrick J. Harrigan, CMB, AMP Radian Guaranty Inc. Scottsdale, AZ Alan Harris, CMB, AMP IRIS Corporation Redmond, WA Jason D. Harris, CMB HomeBridge Financial Services, Inc. Dallas, TX Ken Harrison, CMB Freddie Mac Mc Lean, VA Daniel B. Hastings, CMB Envoy Mortgage Monroe, LA George C. Hawkins, III, CMB Castle Mortgage Corporation San Diego, CA Donna H. Hayes, CMB, AMP Chase Iselin, NJ Gail Hayes, CMB Hyannis, MA Rupert Hays, CMB Trust Financial, A Mortgage Company San Antonio, TX Thomas J. Healy, Ph.D., CMB Level1Analytics Fort Lauderdale, FL Thomas R. Hendrickson, CMB Associated Mortgage Group, Inc. Portland, OR David Henry, CMB Chase Jacksonville, FL Kathleen Herminghaus-Caswell, CMB, AMP Freddie Mac Kingston, RI Robert Hervey, CMB, AMP NorthMarq Capital, LLC Newport Beach, CA John M. Herzog, CMB Cadence Bank, NA Birmingham, AL Donald D. Hickey, CMB, CPA Q10 Capital, LLC The Woodlands, TX Mark A. Hill, CMB NorthMarq Capital, LLC Cornelius, NC Peter A. Hinrichs, CMB, CRU AgStar Home Mortgage Services Rochester, MN Kim Hoffman, CMB, AMP Morgan Stanley New York, NY Dean R. Holdsworth, CMB, CCIM, CRI Woodmen of the World Life Insurance Society Omaha, NE Malcolm B. Hollensteiner, CMB, AMP TD Bank Washington, DC Kristina S. Holmen-Mohr, CMB, AMP Wells Fargo Home Mortgage Havana, FL J. David Holmes, CMB D. Ansley Company, Inc. Austin, TX Tony K. Holmes, CMB, AMP Chase New York, NY Ronald H. Hoover, CMB MBA Retired Honorary Members Priest Lake, ID Steve W. Hops, CMB Guild Mortgage Company San Diego, CA Michael G. Hougan, CMB, AMP SIRVA Mortgage, Inc. Independence, OH Christa Hubble, CMB, AMP Chase Tampa, FL Janice K. Huey, CMB, AMP Wells Fargo Home Mortgage San Antonio, TX Tom Hughes, CMB Bankers Mortgage Consulting Knob Lick, KY Paul B. Hugus, CMB Anderson Realty Capital Corp. Red Bank, NJ Robert W. Hunter, CMB Shannon, Hunter Advisors Mc Lean, VA Joseph L. Huntzinger, CMB, AMP Indianapolis Neighborhood Housing Partnership Indianapolis, IN Gary W. Hutto, CMB, AMP Gary Hutto CPA, LLC Birmingham, AL John Hwang, CMB, AMP Greenlight Loans Irvine, CA Michael A. Hyman, CMB HP New York, NY Robert Francis Inlow, CMB Tyler, TX Stacey L. Interlandi, CMB Lake Worth, FL Patrick Intiso, CMB, CPA Department of Financial Institutions Sacramento, CA Sam Isaac, CMB Automation Consulting Brighton, MI William Jackson, CMB NorthMarq Capital, LLC Dallas, TX John J. Jacobs, CMB Patriot Bank Mortgage, Inc. Houston, TX Roberta R. Janel, CMB CohnReznick Roseland, NJ Steven Jeffcoat, CMB Standard Pacific Mortgage Irvine, CA Barbara Jan Jenkins, CMB Market Street Mortgage Corporation Crystal Beach, FL Karen R. Jenkins, CMB, AMP KRJ Consulting, LLC Columbia, SC Andrew M. Jezioro, CMB Freddie Mac Mc Lean, VA Charles Johanek, CMB, AMP Consumer Financial Protection Bureau (CFPB) Washington, DC Barton Johnson, CMB Life Stages Financial, Inc. Irvine, CA Byron Johnson, CMB BVJ Realty Advisors, LLC Round Rock, TX Cheryl DeRoche Johnson, Master CMB Union Bank Adrian, MI Guy K. Johnson Walker & Dunlop, LLC Irvine, CA John B. Johnson, CMB Strategic Mortgage Initiatives, Inc. Birmingham, AL Kama Johnson, AMP, CMB United Guaranty Corporation Minneapolis, MN Michael J. Johnson, CMB, AMP SunTrust Mortgage, Inc. Richmond, VA Randall C. Johnson, CMB Embrace Home Loans Tampa, FL Richard L. Johnson Bellwether Enterprise Real Estate Capital, LLC Cleveland, OH Stephen C. Johnson, CMB Security National Mortgage Company Salt Lake City, UT Madeline H. Johnson-Oler, CMB, AMP Milliman, Inc. Montgomery Village, MD Deborah H. Jones, CMB RBS Citizens, N.A. Glen Allen, VA Terry K. Jones, CMB Cherry Creek Mortgage Co., Inc. Englewood, CO Cedric V. Jordan, CMB Wells Fargo Home Mortgage Atlanta, GA Terese O. Joyce, CMB Williams & Williams Worldwide Real Estate Auction Tulsa, OK Bradley Joyner, CMB Mississippi Home Corporation Jackson, MS Richard K. Juergens, Jr., CMB Phillips Realty Capital Bethesda, MD Gary K. Kai, CMB Towne Development of Hawaii Inc Honolulu, HI Donald J. Kalescky, CMB BofI Federal Bank San Diego, CA Charles H. Kauffman, Jr., CMB C.H. Kauffman & Associates, Inc. Red Bank, NJ Dennis Kave, CMB, AMP SunTrust Mortgage, Inc. Glen Allen, VA Michael Kaysen, CMB Home Point Capital Ann Arbor, MI Peter Kehoe, CMB Kehoe Enterprises LLC Purcellville, VA Thomas P. Keig, CMB Keig Financial Corporation Phoenix, AZ David K. Keller, CMB Keller Business Development Advisory Group Sausalito, CA Michael Kelly, CMB Q10 Capital, LLC Denver, CO Lynn Kendall, CMB, AMP Elevations Credit Union Boulder, CO Ashley Kendrick, CMB Standard Pacific Mortgage Phoenix, AZ Thomas Kenny, CMB, AMP Bank of America Home Loans Alpharetta, GA Henry Kesler, CMB Security National Mortgage Company Salt Lake City, UT William Ketchum, CMB BurdetteB2B Jacksonville, FL Dennis Kieft, CMB Fannie Mae Washington, DC Tammy Pegg Kienlen, CMB Newbold Advisors Philadelphia, PA Jay I. Kislak, CMB J.I. Kislak, Inc. Miami Lakes, FL Carroll P. Kisser, CMB, AMP Mid-City Financial Corporation Alexandria, VA David G. Kittle, CMB Interthinx Louisville, KY Sheila M. Klostermann, CMB, CRU Genworth Mortgage Insurance Arlington Heights, IL Frederic Koenig, CMB, AMP Black Knight Financial Services Jacksonville, FL Angie Kolb, CMB Corelogic Lockhart, TX Joanne K. Konz, CMB, AMP JEM REO Resources, Inc. Urbandale, IA Kenneth G. Korges, CMB Korges & Company Inc Dallas, TX Jamie Korus, CMB Alliance Home Loans Phoenix, AZ John L. Kosicki, CMB AAXA Discount Mortgage Wilmington, NC Wendy Koussis, CMB, AMP Homeowners Financial Group USA, LLC Scottsdale, AZ Robert Kraft, CMB, AMP Access National Mortgage a Division of Access National Bank Reston, VA Stacey Krieg, CMB Wells Fargo Home Mortgage Fort Myers, FL David G. Krill, CMB Associated Commercial Mortgage Inc. Milwaukee, WI David Kroger, CMB, CRU Wells Fargo Bank, N.A. Beaverton, OR Herbert J.C. Kulow, CMB,AMP Montana State Board of Investment Helena, MT Raymond C. LaGace, CMB PNC Bank, National Association Missouri City, TX Samuel P. Lamparello, CMB, AMP Security Atlantic Mortgage Co., Inc. Edison, NJ Patricia Lenae Landers, CMB,AMP Wells Fargo Home Mortgage Minneapolis, MN Donald E. Lange, CMB Pacific Financial Services, Inc. Torrance, CA Joseph J. Laquidara, CMB Oritani Bank Township of Washington, NJ Ken A. Larsen, CMB Banner Bank Bellingham, WA Stewart Larsen, CMB Bank of the West Omaha, NE Michael Larssen, CMB Larssen Consulting Group, LLC Palm Harbor, FL Michael P. Lau, CMB Pingora Asset Management Denver, CO Walter Laughlin, CMB, AMP Synovus Mortgage Corp. Birmingham, AL Jess S. Lawhorn, CMB Eagle National Bank of Miami Miami, FL Lyndell E. Lay, CMB Lay Commercial Mortgage Company, LLC Little Rock, AR William B. Lehman, CMB, AMP C.C. Pace Fairfax, VA Bart Lerud, CMB, CMS OneWest Bank, FSB Kalamazoo, MI Josh R. Levine, CMB OneWest Bank, FSB Pasadena, CA Marcy Lindhout, CMB Macatawa Bank Holland, MI Stanley Lyn Lindsey, CMB, AMP First Federal Bank of Florida Lake City, FL Michael I. Lipson, CMB Freddie Mac Multifamily Mc Lean, VA Charles T. Lisinski, CMB , Jeff Lochmandy, CMB, AMP Stonegate Mortgage Corporation Indianapolis, IN James R. Logan, CMB Assurant, Inc. New York, NY Ken D. Logan, CMB Wells Fargo Bank, N.A. Charlotte, NC Rodrigo Lopez, CMB AmeriSphere Multifamily Finance, L.L.C Omaha, NE Gilbert M. Lorenz, CMB Lorenz Capital Davidson, NC Thomas L. Lowe, Jr., CMB MBA Retired Honorary Members Roseville, CA Regina M. Lowrie, CMB RML Investments, Inc. Blue Bell, PA Marc Luby, CMB TBI Mortgage Company, a Subsidiary of Toll Brothers Inc. Scottsdale, AZ Michele C. Luff, CMB, CRU Secure Lending Solutions, Inc. Glen Rock, NJ Stephen S. Mack, CMB Kansas City Life Insurance Company Kansas City, MO Robert R. Maddox, CMB, AMP Bradley Arant Boult Cummings LLP Birmingham, AL Shelley M. Magoffin, CMB Grandbridge Real Estate Capital LLC Los Angeles, CA Robert T. Maher, CMB Woodmen of the World Life Insurance Society Omaha, NE Terry W. Malone, CMB Flagstar Bank, FSB Troy, MI Jeffrey Mansfield, CMB, AMP Wells Fargo Home Mortgage Minneapolis, MN Bob Mansur, CMB Chase Columbus, OH Donald J. Marconi, CMB Liberty Savings Bank, FSB Wilmington, OH John W. Mason Coastal Federal Credit Union Raleigh, NC Thomas E. Mason, CMB, AMP Ginnie Mae Washington, DC C. Dandridge Massey, CMB, AMP SunTrust Mortgage, Inc. Glen Allen, VA F. Allen Maulsby, CMB Colonial National Mortgage, a Division of Colonial Savings, F.A. Fort Worth, TX Brad Mauritzen, CMB, AMP Envoy Mortgage Houston, TX Andrew W. May, CMB,AMP American Dream Residential Raleigh, NC John Mazzara, CMB Venture Development Edina, MN Timothy A. Mazzetti, CMB Cohen Financial Chicago, IL James P. McCann, CMB, AMP Avenue Bank Nashville, TN Amie Elizabeth McCarthy, CMB, MBA CoreLogic Charlotte, NC Andrea L. McClure, CMB Walker & Dunlop, LLC Baltimore, MD Ron J. McCord, CMB First Mortgage Company, L.L.C. Oklahoma City, OK Douglas I. McCree, CMB First Housing Tampa, FL Deborah A. McDermott, CMB, AMP Chase Phoenix, AZ Joseph M. McFarland, CMB M&T Realty Capital Corporation Baltimore, MD Stephen McGurl, CMB, AMP The Hilltop Companies Mc Lean, VA Thomas K. McKnight, CMB Thomas Kerns McKnight, LLP Washington, DC John J. McNamara, III, CMB, AMP, CRI Levitt Properties Fairfield, CT Mark J. McNamara, CMB, AMP Woodmen of the World Life Insurance Society Omaha, NE Joseph F. McShea, CMB Wells Fargo Home Mortgage Frederick, MD Gary A. Meeks, CMB EverBank Jacksonville, FL Dean W. Melchi, CMB PNC Bank, National Association Columbus, OH Anthony P. Meli, Jr., CMB Chase , NJ Thomas J. Melody, CMB Jones Lang LaSalle Houston, TX Martha Merkson, CMB, AMP Citibank, NA Irving, TX Julie A. Messina, CMB LHM Financial Corporation dba CNN Mortgage Centennial Park, AZ Anthony Meyer Meyer Commercial Realty Brooklyn, NY Julie C. Meyer, CMB, AMP Johnson Bank Racine, WI Bruce Meyers, CMB First Home Mortgage Corporation Bethesda, MD Richard W. Miller, CMB Bank of America Home Loans Princeton, NJ Tom Millon, CMB, CFA Capital Markets Cooperative, LLC Ponte Vedra Beach, FL Brett Mills, CMB, AMP Academy Mortgage Corporation Layton, UT Carlos Miramontez, CMB,AMP LA Financial Credit Union Pasadena, CA Carlos Miramontez, CMB,AMP LA Financial Credit Union Pasadena, CA Nina R. Mitchell, CMB Chapel Funding Charlotte, NC Robert S. Mokhtarzadeh Aero Realty & Mortgage Los Angeles, CA Marion V. Mondor, CMB American Mortgage Consultants, Inc. Vernon Hills, IL James Michael Moore, CMB, AMP Moore Mortgage And Investment Company Knoxville, TN Samuel B. Morelli, CMB PrimeSource Mortgage, Inc. Fort Myers, FL Jodie D. Morgan, CMB, AMP Wells Fargo Home Mortgage Flower Mound, TX Walter H. Morris, Jr., CMB Ernst & Young LLP Potomac, MD Walter H. Morris, Jr., CMB Ernst & Young LLP Potomac, MD Pamela Morrison, CMB,CMT,AMP Essent Guaranty, Inc. Oak Ridge, NC Bronwyn Morrissey, CMB, AMP United Guaranty Corporation Greensboro, NC Philip D. Morse, CMB Wells Fargo Bank, N.A. Mc Lean, VA Andrew Morsink, CMB Chase Columbus, OH J. David Motley, CMB Colonial National Mortgage, a Division of Colonial Savings, F.A. Fort Worth, TX Christopher E. Mozilo, CMB Homeowners Financial Group USA, LLC Scottsdale, AZ Mark A. Mozilo, CMB California Capital Real Estate Advisors Pasadena, CA Edward C. Muckerman, CMB U.S. Department of Housing and Urban Development Washington, DC Sergio Murer Wells Fargo Home Mortgage Rochester, IL S. Benjamin Murolo, CMB JDI Mortgage Corp. Garden City, NY Faith Murphy, CMB Clear Capital Truckee, CA James M. Murphy, CMB, CRI NorthMarq Capital, LLC Boston, MA Angela Muxworthy, CMB New Mexico Educators Federal Credit Union Albuquerque, NM Nicole Nahodil, CMB Mortgage 1, Inc. Sterling Heights, MI Shekar Narasimhan, CMB Beekman Advisors, Inc. Mc Lean, VA Ken Nash, CMB United Guaranty Corporation Greensboro, NC Barry S. Nectow, CMB CBRE Capital Markets Boston, MA James W. Nelson, CMB Eberhardt Real Estate Companies Minneapolis, MN A. George Newman, CMB Newman and Associates Verona, NJ James R. Newmeyer, AMP Newmeyer Mortgage Services Inc. Miami, FL Benjamin Niles, CMB Weichert Financial Services Morris Plains, NJ H. Richard Noon, CMB Bankers Mortgage & Investment Group, Inc. Overland Park, KS David Norris, CMB LoanDepot, LLC Foothill Ranch, CA Richard A. Norris, CMB FBC Mortgage, LLC Longwood, FL Joe Nunziata, CMB, CRO FBC Mortgage, LLC Orlando, FL Gene OBannon, CMB MountainView Capital Holdings North Richland Hills, TX Laurie J. OBrien, CMB Veritas Funding, LLC Midvale, UT John Olinski, CMB OneWest Bank, FSB Pasadena, CA Geoffrey A. Oliver, CMB, AMP The Hilltop Companies McLean, VA Robert Onofrietti, CMB Shore Home Loans, Inc. Toms River, NJ John C. Opperman, CMB Opperman Financial Group San Francisco, CA Gianni Ottaviano Arbor Commercial Mortgage, LLC Uniondale, NY Richard Paddock, CMB Chase Jacksonville, FL Eduardo Padilla, CMB NorthMarq Capital, LLC Minneapolis, MN Ware Palmer, CMB BB&T Mc Lean, VA Ware Palmer, CMB BB&T Mc Lean, VA Joseph Panebianco, CMB, CFA AnnieMac Home Mortgage Mount Laurel, NJ Les Parker, CMB, AMP LoanLogics Feasterville Trevose, PA Vicki L. Parry, CMB Navy Federal Credit Union Merrifield, VA Kimberly A. Pash Woodmen of the World Life Insurance Society Omaha, NE David J. Patten, CMB Commercial Mortgage Advisors, Inc. Orlando, FL Leonard A. Patton, CMB PHH Mortgage Mount Laurel, NJ Cheryl A. Paul, CMB, AMP Settlers Bank Windsor, WI Dianne Payne, CMB CMC Funding, Inc. Nashville, TN Sandy Peele, CMB SunTrust Mortgage, Inc. Richmond, VA Roberta Pek, CMB NewDay Financial, LLC Fulton, MD Jackson H. Pence, CMB Freddie Mac Mc Lean, VA Diane Pendley, CMB Fitch Ratings Woodville, TX Eduardo Perez, CMB Equity Loans LLC Atlanta, GA Edward Perry, CMB 1st Mariner Bank Baltimore, MD Michael W. Perry, CMB , Michael F. Petrie, CMB P/R Mortgage & Investment Corporation Carmel, IN Kevin Pezzani, CMB LSI Mortgage Plus Johns Creek, GA Daniel J. Phelan, CMB, CCMS, CRI Pacific Southwest Realty Services San Diego, CA Dennis Phelan, CMB Huntington Beach, CA John S. Philips, CMB, CFA, CFP Clear Point, LLC Richmond, VA James C. Picard, CMB, AMP Denali Alaskan Federal Credit Union Anchorage, AK Julie Piepho, CMB, AMP Cornerstone Home Lending, Inc. Houston, TX Lori J. Pinto, CMB Cenlar FSB Ewing, NJ William J. Pittard, CMB EaseCap Holdings, Inc. Green Mountain, NC Rock Planck, MBA, AMP, CMB Ottimo Capital Group, LLC Indianapolis, IN James Pomeroy, CMB Cenlar FSB Ewing, NJ Kevin F. Popoli, CMB, AMP United Guaranty Corporation Atlanta, GA Bruce Posey, CMB Streeter Brothers Mortgage Corp Billings, MT Todd Potter, CMB Envoy Mortgage Brighton, MI Jack Miller Potts, CMB Home Federal Bank of Tennessee Knoxville, TN Thomas Potts, CMB SWFL Housing LLC Bonita Springs, FL Paul T. Pouliot, CMB Federal Home Loan Bank of Boston Boston, MA Larry F. Pratt, CMB First Savings Mortgage Corporation Mc Lean, VA James F. Price, CMB Leader Funding, Inc. Midlothian, VA Arthur J. Prieston, CMB American Mortgage Law Group, PC Novato, CA Marge Ptacek, CMB, CMS Black Knight Financial Services Jacksonville, FL David W. Pulford, Jr., CMB Worthington Overlook Mortgage Consultants Fulton, MD Billye L. Purdy, CMB,AMP,CRMP 1st Source Bank South Bend, IN Kieran P. Quinn, CMB Guggenheim Commercial Real Estate Finance Atlanta, GA Mark K. Rabidoux, Esq., CMB Mark K. Rabidoux, PLC Ann Arbor, MI Scott E. Ractliffe, CMB, AMP Pinnacle Financial Partners Nashville, TN Edward E. Radford, CMB MBA Retired Honorary Members Salt Lake City, UT Lyle Rasmussen, CMB Security National Mortgage Company Salt Lake City, UT Jorge Rawicz, CMB,AMP Terra Mortgage Bankers Coconut Grove, FL Ralph E. Rayle, Jr., CMB, AMP Federal Reserve Bank of Atlanta Atlanta, GA Ralph E. Rayle, Jr., CMB, AMP Federal Reserve Bank of Atlanta Atlanta, GA Kurt E. Raymond, CMB DataVerify, Inc. Chesterfield, MO Penny Reed, CMB Wells Fargo Home Mortgage Saint Louis Park, MN Melanie L. Reid, CMB, AMP RBS Citizens, N.A. Glen Allen, VA Paul S. Reid, CMB Reid Partners Pawleys Island, SC William S. Reiling, CMB Sunrise Community Banks Saint Paul, MN Mary Jo Reiss, CMB Peoples United Bank Louisville, KY David Rembert, CMB, AMP Cornerstone Home Lending, Inc. Belton, TX Joseph C. Reynolds, CMB Columbia, SC Scott R. Reynolds, CMB Southern Bank of Tennessee Mount Juliet, TN J. Walsh Richards, Jr., CMB Suburban Mortgage Associates Inc Bethesda, MD Melissa L. Richards, Esq., CMB CMG Financial San Ramon, CA John B. Richardson, CMB Bank of America Home Loans San Diego, CA Russell Richardson, CMB ACRE Capital LLC Plano, TX Diana Ringer, CMB, CRMP Ruoff Mortgage Co., Inc. D/b/a/ Ruoff Home Mortgage Fort Wayne, IN Lydia Rios, CMB Wells Fargo Home Mortgage San Diego, CA Bruce Robb, CMB Bruce Robb Fort Myers, FL John M. Robbins, CMB Robbins Partners Park City, UT John M. Robbins, CMB Robbins Partners Park City, UT Michael Robertson, CMB Madison, WI William G. Roehrenbeck, Master CMB Central Mortgage Company Little Rock, AR Lisa A. Rogers, CMB, AMP Stonegate Mortgage Corporation Indianapolis, IN Randall D. Rogers, Sr., CMB P/R Mortgage & Investment Corporation Carmel, IN Leslie Rohrabacher, CMB Radian Guaranty Inc. Suwanee, GA Peter C. Ronald, CMB U.S. Realty Capital, LLC Seattle, WA Duke A Ronzetti, CMB Ronzetti Mortgage The Villages, FL E. Michael Rosser, CMB, AMP 1st Reverse Mortgage USA a Division of Cherry Creek Mortgage Company Aurora, CO Stewart M. Rubin, CMB NYL Real Estate Investors New York, NY Daniel B. Rubock, CMB Moodys Corporation New York, NY Eric K. Ruch, CMB Coastal Federal Credit Union Raleigh, NC Stephen W. Ruff, CMB Q10 Capital, LLC Omaha, NE John Ryan, CMB LWD Technology , Tim Ryan, CMB Kershner & Associates Glen Ellyn, IL Mary Rzucidlo, CMB LenderLive Network, Inc. Denver, CO Robert M. Sammis, CMB HomeBridge Financial Services, Inc. Iselin, NJ Suzanne C. Samson, CMB MBA Retired Honorary Members Berkeley, CA Wanda Sanchez Pierluiisi, CMB, AMP Equity Mortgage San Juan, PR Barbara Santner, CMB, CRU FSCNationwide, LLC New York, NY Souren Sarkar, CMB Nexval, Inc. Fort Lauderdale, FL Mariana Saslafsky Transcontinental Lending Group, Wholesale Boca Raton, FL Peter Saso, CMB, AMP Farmers and Merchants Bank Capistrano Beach, CA Robert A. Sassi, CMB Lafayette Mortgage Services Inc. Lafayette Hill, PA Eric S. Schambow, CMB, AMP Federal Home Loan Bank of Chicago Chicago, IL Donald H. Schefmeyer, CMB Action Mortgage Corporation South Bend, IN Andrew J. Schell, CMB, CPA/CFF Mortgage Banking Solutions Austin, TX Douglas H. Scheunemann, CMB U.S. Bank Home Mortgage Minneapolis, MN Charles Schley, CMB First Guaranty Mortgage Corporation Jupiter, FL Michael O. Schmelzle, CMB Reliance Bank Saint Louis, MO Terry L. Schmidt, CMB Guild Mortgage Company San Diego, CA Vivianne J. Schuur, CMB Hometown Commercial Capital, LLC Spokane, WA Anthony W. Schweiger, CMB The Tomorrow Group, LLC Newtown Square, PA Henry J. Schwendiman, CMB Q10 Capital, LLC Salt Lake City, UT William F. Schwietz, CMB Summit Mortgage Corporation Bloomington, MN Harvey Secor, Jr., CMB U S Bank Commerical Mortgage Albuquerque, NM John L. Segrest, CMB,AMP Grandbridge Real Estate Capital LLC Birmingham, AL Jeffrey P. Shafer, CMB JS MultiCapital Corporation Beachwood, OH Merle D. Sharick, CMB LexisNexis Prosperity, SC C. Stephen Shaw, Jr., CMB Phillips Realty Capital Bethesda, MD Susan Sheffer, CMB, AMP MassHousing Boston, MA Brian J. Shoch Berkadia Horsham, PA Alison Shoemaker, CMB, CMS Black Knight Financial Services Jacksonville, FL Steve Shoemaker, CMB, AMP Synovus Mortgage Corp. Birmingham, AL Alexander Shreeve, CMB PHH Mortgage Mount Laurel, NJ David Shuart Radian Guaranty Inc. Plano, TX John R. Sieber, Jr., CMB Phillips Realty Capital Bethesda, MD Alvin A. Siegal, CMB Cleveland, OH Mark Silva, CMB, CRO, AMP Freddie Mac Mc Lean, VA Mark Silva, CMB, CRO, AMP Freddie Mac Mc Lean, VA Wayne W. Silzel, CMB Wayne W. Silzel Associates Villa Park, CA Claudia Simon, CMB Claudia Simon, LLC Miami, FL Robert L. Slatt Newmark Realty Capital, Inc. San Francisco, CA Scott A. Slifer, CMB PHH Mortgage Cary, NC Marc C. Smith, CMB Smith Partners Inc. Henrico, VA Michael E. Smith, CMB Fidelity Bank Wichita, KS Nicole Smith, CMB, AMP ProForce Consulting Services Clifton, VA Stephen R. Smith, CMB, AMP Mortgage Investors Group Brentwood, TN T. Donnell Smith, CMB Management Advisors Executive Search, LLC Clearwater, FL Erica Soeroto, CMB PT Sarana Multigriya Finansial (Persero) Jakarta, Peter T. Sorce, CMB Midwest Loan Services, Inc. Houghton, MI Marilyn D. Soulis, CMB PNC Real Estate Overland Park, KS Carolann M. Spafford, CMB,AMP Chittenden Bank Burlington, VT J. Elliotte Speake, CMB InterFirst Capital, LLC Birmingham, AL Wil G. Spears Coastal Federal Credit Union Raleigh, NC Rob Spellman, CMB Home Point Capital Ann Arbor, MI Mark A. Sperry, CMB , Steve W. Spies, CMB Fannie Mae Dallas, TX Carol Spiller, CMB, AMP Leland, NC Seth D. Sprague, CMB Phoenix Capital, Inc. Denver, CO Denis W. St. Marie, CMB Guaranteed Rate, Inc. Chicago, IL Erin Stafford DBRS, Inc. Chicago, IL Elizabeth K. Stagner, CMB, CRU Regions Financial Corporation / Regions Mortgage Birmingham, AL Janine C. Stallings, CMB, CCMS, CPA Pacific Life Insurance Company Newport Beach, CA Edward J. Stankunas, CMB Plano, TX Hilde Stapgens, CMB, AMP Residential Mortgage Corp. Anchorage, AK Kim R. Starley, CMB LenderLive Network, Inc. Denver, CO Dewayne Starling, CMB, AMP Byte Software Moseley, VA Frances M. Stec-Faias, CMB Chase Howell, NJ David W. Steinman, CMB Steinman & Associates Las Vegas, NV Lawrence Stephenson, CMB NorthMarq Capital, LLC Bloomington, MN Jan S. Sternin, CMB Berkadia New York, NY Patrick J. Stevens, AMP, CMB TenA Companies, Inc. Saint Paul, MN Mark A. Stiles, CMB SunTrust Mortgage, Inc. Chevy Chase, MD Debra W. Still, CMB Pulte Mortgage LLC Englewood, CO Eric P. Stoddard, CMB Wells Fargo Home Mortgage Laguna Niguel, CA Brian F. Stoffers, CMB CBRE Capital Markets Houston, TX William A. Stokes, CMB American Security Mortgage Corp. Charlotte, NC James J. Stolze, CMB Woodmen of the World Life Insurance Society Omaha, NE Robert E. Story, Jr., CMB Forty Seventh Avenue LLC Woodway, WA Robert E. Story, Sr., CMB Seattle Mortgage a Subsidiary of Seattle Bank Seattle, WA Roger D. Stotts, CMB OneWest Bank, FSB Austin, TX Andrea Stowers, CMB Alexandria, VA Griffith J. Straw, CMB Solidifi Oro Valley, AZ Daniel J. Sugg, CMB Gold Star Mortgage Financial Group, Corp. Ann Arbor, MI John Gardner Sullivan, CMB Keystone Mortgage Corporation El Segundo, CA Richard M. Sullivan, CMB HarborOne Bank Brockton, MA Amy Swaney, CMB Citywide Home Loans/CHL Mortgage Salt Lake City, UT Brian Swanson, CMB BofI Federal Bank San Diego, CA Diane Tabb Southern Mortgage Professional Owens Cross Roads, AL Peter J. Taglia, CMB, CPA, AMP FTN Financial Capital Assets Corporation Chicago, IL Thomas T. Tallent, CMB, AMP Cendera Funding Fort Worth, TX Greg A. Tallmadge, CMB, AMP TD Bank Mount Laurel, NJ Greg A. Tallmadge, CMB, AMP TD Bank Mount Laurel, NJ H. Treak Tasker, CMB, AMP Holliday American Mortgage, L.L.C. Tulsa, OK Herbert B. Tasker, CMB Mason-McDuffie Mortgage Corporation San Ramon, CA Debra A. Taylor, CMB, AMP, CML USB Home Lending Alma, CO Jeffrey S. Taylor, CMB Wendover Consulting, Inc. Greensboro, NC Robert V. Taylor, CMB, AMP Idaho State University Federal Credit Union Pocatello, ID Lisa Fagan Teifke, CMB, CMS, AMP Fannie Mae Heber City, UT Mark Teteris, CMB Optimal Blue, LLC Minneapolis, MN John M. Teutsch, Jr., CMB MBA Retired Honorary Members Seattle, WA Michael B. Thomasson, CMB, AMP Taylor Morrison Home Funding Maitland, FL Middleton Thompson, CMB, CRU Outsource Mortgage Consultants Lexington, KY Thomas M. Thompson, CMB Thompson and Co. Honolulu, HI Tony Thompson, CMB, AMP Guaranteed Rate, Inc. Atlanta, GA Wayne Thompson, CMB Bankers Mortgage Consulting , KY Michael Ting, CMB Arbor Commercial Mortgage, LLC New York, NY C. Travis Traylor, Jr., CMB MBA Retired Honorary Members Houston, TX Arun Kumar Tripathi, CMB, AMP USAA Federal Savings Bank San Antonio, TX Richard Triplett, CMB AllRegs Eagan, MN Jeff Tucker, CMB, AMP Avenue Bank Nashville, TN Stanley H. Tucker, CMB, AMP HomeBridge Financial Services, Inc. Irvine, CA Terry D. Turk, CMB, AMP Sun American Mortgage Company Mesa, AZ Cathy S. Turner, CMB IBM Clover, SC Glen Turner, CMB Alaska Housing Finance Corp. Anchorage, AK Keeling Turner, CMB JPS Realty Partners Old Hickory, TN Steven Valladares, CMB, AMP Fannie Mae Washington, DC Jon Van Hoozer, CMB Financial Federal Bank Memphis, TN Drew Van Meeteren, CMB, CMT, AMP Carlisle & Gallagher Consulting Group West Des Moines, IA Peter VanGraafeiland, CMB Coastal Federal Credit Union Raleigh, NC Robert G. Veech, Jr., CMB NJ Lenders Corp. Little Falls, NJ Alan Verch, CMB Peak Performance Resources, Inc. Panama City Beach, FL Brian Vieaux, CMB Flagstar Bank, FSB Troy, MI Eric Von Berg, CMB Newmark Realty Capital, Inc. San Francisco, CA John Vong, CMB, CMT ComplianceEase Burlingame, CA Wesley E. Waddle, CMB, AMP Northern Ohio Investment Company Sylvania, OH Wesley E. Waddle, CMB, AMP Northern Ohio Investment Company Sylvania, OH John M. Waldeck, CMB, CRI Pacific Life Insurance Company Newport Beach, CA Larry Walker, CMB KPMG LLP Dallas, TX Michael Walker, CMB NOIC / Concord Westerville, OH Robert Walker, CMB, CMT Black Knight Financial Services Irvine, CA David Ward, CMB David Ward & Associates, Llc Brentwood, TN Michael S. Ward, CMB Q10 Capital, LLC Cincinnati, OH Terry Ward, CMB Spectra Mortgage Group Walnut Creek, CA Richard C. Warner, CMB Walker & Dunlop, LLC Bethesda, MD Linn G. Warren, CMB California Housing Finance Agency Sacramento, CA Calvin M. Watts, CMB C. Watts & Co. Los Gatos, CA Cameron Watts, CMB, AMP C. Watts & Co. Los Gatos, CA Russ Watts, CMB First American Mortgage Solutions Santa Ana, CA Elizabeth Weant, CMB Wells Fargo Home Mortgage Thurmont, MD Brenda Weaver, CMB Fannie Mae Lexington, KY Lisa M. Weaver, CMB ISGN Palm Bay, FL Jeffrey A. Weidell, CMB NorthMarq Capital, LLC San Francisco, CA Richard C. Weigel, Jr., CMB Sterling Heights, MI Matthew J. Whalen, CMB, AMP Wells Fargo Home Mortgage Champaign, IL Judy Wheatley, CMB Indecomm Global Services Nashville, TN G. Todd White, CMB Gateway Mortgage Group, LLC Fayetteville, AR Jon Whittington, CMB American Savings Bank Home Loans Honolulu, HI Jim R. Wickham, CMB, AMP Union Home Mortgage Pinckney, MI Andrew C. Wideman, CMB, AMP Title Source Detroit, MI Ralph C. Wieleba, CMB Hanover Mortgage Corporation Greenwood Village, CO Arvin Wijay, CMB, AMP Retreat Capital Management, Inc Irving, TX Robert Wilderotter, CMB, CRO, AMP HomeBridge Financial Services, Inc. Iselin, NJ William A. Wildhack, CMB Wildhack MBS Services, Inc. Sarasota, FL Dean C. Williams, CMB Williams & Williams Worldwide Real Estate Auction Tulsa, OK Fowler C. Williams, CMB, AMP Crescent Mortgage Company Atlanta, GA Connie Wilson, CMB, AMP Interthinx Agoura Hills, CA Marcia Wilson, CMB, AMP Colonial National Mortgage, a Division of Colonial Savings, F.A. Fort Worth, TX Paul Wirth, CMB Mortgage Advisors Network Laguna Niguel, CA Carla Wise, CMB, CRMP Freedom Mortgage Corporation Fishers, IN Richard H. Wohl, CMB Citizens Business Bank Ontario, CA Stephen A. Wojnar, CMB, CMT, AMP Santander Bank, N.A. - Warehouse Lending Boston, MA Rosemarie A. Wolfe, CMB Bayview Loan Servicing, LLC Charlotte, SC Janet Wong, CMB OneWest Bank, FSB Pasadena, CA Richard T. Wood, III, CMB Financial Federal Bank Memphis, TN Robert A. Woodall, CMB, CMT, AMP First Republic Bank San Francisco, CA Ian M. Wright, CMB, AMP IMW Consulting, LLC Dallas, TX Robert G. Wright, CMB, CCMS PNC Real Estate Overland Park, KS Pam Wyman SWBC Mortgage San Antonio, TX Ronnie J. Wynn, CMB RJW Consulting L.L.C. Montgomery, AL Dena L. Yocom, CMB LoanDepot, LLC Scottsdale, AZ Doncella M. Young, CMB,AMP Federal Housing Finance Agency Washington, DC Cathleen Malone Zack, CMB BB&T Wilmington, NC Gregory K. Zoeller, CMB, AMP Bank of America Home Loans Sacramento, CA David Zugheri, CMB, CMT Envoy Mortgage Houston, TX mbaeducation.org/roster/default.aspx?id=ros44734
Posted on: Sat, 24 Jan 2015 07:10:48 +0000
Recently Viewed Topics
© 2015