Consider getting yourself a VISA Debit Card from BSP, ANZ or Westpac. Heres the value I get from the card: (1) I can use it to purchase things online and they get delivered to my door step in the office or at home. My Galaxy A5 Dual SIM which is better than iPhone6 in specifications by 2X or more just arrived today. I trust suppliers that choose to ship through FedEx (Federal Express, in Port Moresby and PNG it is branded as Express Air Cargo). My Galaxy A5 was ordered from Ebay and shipped from Hong Kong. Guarantee was it was going to arrive within 30 days but I received it within 10 days. I get to purchase things for up to 60% cheaper than purchasing in Port Moresby (PNG for that matter). For the Galaxy A5 Dual SIM which was only released end of November 2014, I will have spent an extra K1,500 if I were to purchase from an outlet in Port Moresby. (2) I can use it overseas to access funds in my PNG bank account without the hassle of carrying cash around (3) I get an email notification everytime I use the card to withdraw money, purchase over EFTPOS or order things overseas. If it ends up in the wrong hands who know my PIN, this can help me. When ordering online, this is an important trail incase funds were deducted but you havent received the good or service. (4) Its not a CREDIT card so you wont end up falling in the trap of spending money that is not yours and looking for ways to repay. (5) I also use it to purchase Digicel Credits online so I can get double or triple credits (promotion for calls and sms). To make it easier, I have downloaded the Digicel TopUp Android App so purchasing credits online using the App is a breeze. (6) You can also pay to advertise to the PNG audience of 400,000+ on Facebook (posts on FB pages only). It will only cost $20 (K50) for an advert reaching between 40,000 to 70,000 readers. To reach a similar audience with half a page newspaper color advertisement, it will cost upward of K5,000. Its 100 TIMES Cheaper and effective to advertise on Facebook. The Visa Debit Card is very handy in this case. Image spending K5000 to advertise one message on FB??? You will reach your audience 100 times then reaching their eye balls once in the newspapers (7) I registered for a Paypal Account which stores my VISA information. This gives me the convenience of not having to input the VISA information everytime I need to make an online purchase. I just choose payment verification to be done on Paypal with a few clicks. Annual price of renewing the VISA Debit Card is only K100 but the savings and convenience you can get out of using it will be of great benefit to you. I would recommend to everyone to apply for a VISA Debit Card with a bank for these benefits. ////////////////////// I thought if I used my own experience here it will be authentic so readers of this piece can believe in the security of using a VISA Debit Card. Others trying to get into SMEs can use this information as well but go through Alibaba to identify suitble suppliers of branded items from USA, Hong Kong and China (even Australia). China and Hong Kong ship straight from manufacturers for brands such as iPhone and many more with a minimum order quantity. You can decide to place an initial order and trial it out. I tried it out and it worked. ///////////////////// Reponse to a reader who just inboxed me asking if Alibaba is genuine: Hi ------, yes Alibaba is genuine and owned by Chinas richest man (Jack Ma) and partly owned (20%) by Yahoo. You can Google Jack Ma, Alibaba, Yahoo and see the connection there. Alibaba was recently (Oct 2014) listed on the New York Stock exchange and currently valued at US$165 Billion
Posted on: Tue, 06 Jan 2015 14:12:58 +0000
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