Credit Analyst - Gulf Bank To review and analyze loan and credit card applications in compliance with CBK rules and GB credit policies. Check credit applications for CBK violations and policy rules, data integrity, credit bureau information, terms and conditions, legality of contract and documents completeness. Review manual, electronic applications (ELOAN), auto loan and credit card applications in addition to administrative tasks ( i.e. files reconciliation). Education / Qualifications: Bachelor’s Degree in Banking/Management/Finance. Knowledge: Good Retail underwriting assessment; Financial Analytics Experience: 1 – 3 years in a Credit Analysis role in Banking/Finance company. Generic & Specific Skills: Good Communication Analytical Thinking Credit Analysis Bilingual in Arabic & English Proficient in IT (MS Office & Banking software) Accountabilities:: Loan and credit card applications Review credit applications against CBK guidelines and GBK creditprocedures. Ensure documentation is complete and gaps are followed-up or queried. Review credit applications documents validity, terms and condition in addition to the legality of contracts. Risk assessment Ensure all internal procedures/guidelines and credit processes are complied with Identify other features of the application that needs attention Quality assurance Ensure the standard of loan applications is maintained by branches Highlight where applications need correction or modification Generic Accountabilities: Work fully within: - risk policies and procedures - all compliance regulations careers.e-gulfbank/gulfbank/Vacancysearch.aspx (IS-PEFK)
Posted on: Thu, 25 Jul 2013 06:56:42 +0000
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