Credit Analyst (Local Corporates) at Standard Chartered Bank: Standard Chartered Bank is a leading international bank, with more than a 150-year history in some of the world's most dynamic markets.We bank the people and companies driving investment, trade and the creation of wealth across Asia, Africa and ...Standard Chartered Bank is a leading international bank, with more than a 150-year history in some of the world's most dynamic markets.We bank the people and companies driving investment, trade and the creation of wealth across Asia, Africa and the Middle East.With 1,600 branches and offices in 70 countries, we offer exciting and challenging international career opportunities. Job Title: Credit Analyst, Local CorporatesJob ID: 464293Job Function: C&I ClientsLocation: Victoria IslandJob DescriptionPrimarily responsible for managing the credit risk associated with the portfolio and ensuring high quality of the portfolio. Closely work with the RM from the origination & play a vital role in deal structuring to add good value from a credit/policy perspective. Work with the RM on a specified portfolio and facilitate revenue growth in the portfolio.Key Roles & ResponsibilitiesOrigination Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence. Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products. Work with the RM, in: a) obtaining all pre clearances like ER negativity, segmentation, etc. b) preparing & presenting work-shopping note and c) expediting approvals. Responsible for end-to-end BCA process including preparing all the tools like Odyssey, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval. Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country portfolio standard checklist, Temasek check, other special reporting requirements, etc. Coordinate and prepare for GCC meetings Liaise with GAM Credit for limit approval/allocation. Seek necessary approvals for excesses in the account. Post Deal Account monitoring Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes. Ensure timely submission of quality Quarterly Credit Reports Monitor Risk Triggers, Covenants and other credit conditions and report appropriately Ensure Zero BCA over dues and extensions not breaching the required threshold. Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries. Proper maintenance of Credit files and ensuring Audit Ready at any time Attend EAR/Portfolio call/MTM calls along with the RMs In partnership with the relationship manager, ensure timely identification of accounts to be put in EAR as per the bank’s policies and guidelines Others prepare timely Stress Tests wherever required Prepare specific industry study In partnership with the RM, approve the TAS request as per the bank’s policy (only FI specific). Work on specific request from custody for limits (only FI specific) Prepare PMC report (only FI specific). Prepare summary sheets for FIS (only FI specific) Prepare Credit Opinion reports wherever required. Effective use of Creditmate & CRM dlvr.it/89h0m0
Posted on: Wed, 21 Jan 2015 01:37:45 +0000
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