Do you have a written Spending Plan? Notice the word written. If - TopicsExpress

Do you have a written Spending Plan? Notice the word written. If you do not, you need to make one before you begin credit counseling. This should only take you about 15 minutes! A mental spending plan is fine for the big item tickets (rent/mortgage, utilities, car payment, etc) however people unconsciously spend money they do not count. If your spending plan does not make sense, I know you have a financial issue that is causing your credit issue. Credit counseling will not help you. thecreditwoman/credit-services/

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