FICO Changing How it Figures Credit Scores WASHINGTON, D.C. - TopicsExpress

FICO Changing How it Figures Credit Scores WASHINGTON, D.C. (Realtor.org) – Many Americans may soon find it easier to qualify for home loans thanks to changes FICO is making in how it calculates credit scores. The changes, which take effect this fall, include reducing the toll that overdue medical bills can take on credit scores and removing penalties from consumers who have paid off debts that had been assigned to collection agencies. A recent study by the Consumer Financial Protection Bureau found that both paid and unpaid medical debts were unfairly penalizing consumers’ credit ratings. An estimated 64 million Americans have a medical collection item on their credit reports, according to Nick Clements of Magnify Money, a personal finance site. Although the FICO changes take effect this fall, lenders say borrowers may have to wait at least a year before they see any changes in their scores. In other credit-related news, Experian and TransUnion recently reported they’ve added verified rental payment data into credit files, which will be used to compute a consumers’ score when applying for a mortgage.

I went on a comedy binge-read recently. Three books by three

So California ranks all their schools on scale of 1-10 (1=worst

It is in the will of God that nothing goes wrong with you, but in

"Abigail en partes" Capítulo 2 Vivo con mi hermana. Se llama

2014 Summer BlackTop Unlimited Basketball League

Done my last sparring session tonight. Im so blessed to have a

IS THERE ANYBODY HERE WHO DOES NOT BELIEVE THAT WE HAVE A REALLY

Anybody wen win this isoko south election,should give d glory

PROPHETIC DECLARATION FOR THE MONTH OF SEPTEMBER 2014 FROM THE

For all my friends, whether close or casual, just because. One of

The Forest Service’s Technology and Development Center recently

Mathew hates that I like a nice made bed (sheets tucked in) and I

The eyes of the thrill killers. For Chicago, the Leopold and Loeb

The Frequency of Decisions – Archangel Michael, Channeled by

Birds flying high you know how I feel Sun in the sky you know how

In bed, I was asking myself; what are some of the secrets to

HUMOR DHE EXTREME Mesuesja ju kerkon nxenesve te tregojne histori

Beautiful ornate vintage lighted china hutch. Comes apart in two

* CRAZY CASH CLUB, a 6 x 3 forced matrix going live in

Bukit Gelugor voters take note: the deadline for postal voters to

Siete talmente intimoriti dalla possibilità di rimanere da soli,

Bueno, llego el momento nuevamente de apoyar la prevención de

بيحنّ للنغمه الوتر... بيحنّ للشمس