FIRST NATIONAL BANK CREDIT MANAGER First National Bank of Lesotho Limited (FNBL), a highly recognised financial services provider in Lesotho seeks to employ a proactive, innovative, self driven and highly motivated Mosotho to occupy the position of Credit Manager. The position is based in Maseru. Job Purpose. To assess, recommend and approve credit applications in detail, including assessment of financial information, affordability testing, credit scorecard development for Consumer related borrowings and negotiating Corporate Schemes. Summary of job description Under the direct supervision of Head of Credit, the incumbent will carry out the following duties; • To assess all credit applications for approval or decline within mandate applicable to the role. • Apply segment knowledge and act on opportunities to maximise revenue and profitability. • Use resources effectively and ensure that deadlines are met. • Apply relationship skills effectively in order to ensure good customer service • Anticipate client needs and concerns, build enduring, rewarding relationships and provide a consistently high level of client service. • Explore numerous potential solutions and evaluate each before accepting any. • Exercise good judgement by making sound and well-informed decisions even when information is limited • Understand the implications of policies and procedures and ensure compliance. • Proactively identify, analyse and provide solutions to problems. • Ability to fully comprehend funding projects from end to end and bring together all relevant participants. Manage project to a successful conclusion. • Ability to integrate knowledge of financial solutions, products and trends to meet client needs. • Provide regular feedback on performance and demonstrating the ability to reward, recognise, and censure. • Value the input of other team members and must be willing to learn from subordinates and peers Qualifications and Experience • Relevant Bachelors Degree majoring in Accounting and/ or Economics. • A minimum of 5 years role related experience. • Computer literacy – excellent knowledge of Microsoft Excel, Word and other Microsoft packages • Able to apply predictive analysis tools. Competencies and Skills • Operational planning / Resource management • Ability to build enduring rewarding relationships • Conflict management • Excellent written, verbal and interpersonal communication skills • Team development • Drive for results • Ability to work under pressure • Negotiation skills and problem solving skills • Motivation skills • Project management • Product knowledge • Sound and superior credit assessment skills Application letters accompanied by a detailed curriculum vitae, educational certificates and names and contact details of three referees must be sent to: Head of Human Resources OR Email: [email protected] First National Bank Lesotho - Limited Corner Kingsway and Parliament Road Maseru The closing date for applications is 27th September 2013 DISCLAIMER: ONLY SUCCESSFUL CANDIDATES WILL BE CONTACTED.
Posted on: Sat, 21 Sep 2013 09:18:59 +0000
Trending Topics
Recently Viewed Topics
© 2015