Financing is a huge business. Annually, lenders extend billions of - TopicsExpress

Financing is a huge business. Annually, lenders extend billions of dollars in credit to people to finance consumer products and to purchase or refinance real estate. Therefore, it is very important to understand laws pertaining to consumer credit and finance in order to be in compliance and avoid lawsuits. Since federal, state, and local government have passed laws that require fair and equal treatment of all consumers, more people are able to buy their own home now than any time in history. These federal laws are organized into three categories : credit protection, fair lending, and settlement procedures.

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