First, the list of countries that have adopted a currency issued - TopicsExpress

First, the list of countries that have adopted a currency issued by another state, outside formal agreement, officially or not, includes past monetary sinners like Russia in the 1920s, Mexico in the 1980s and many others. Today, it also includes about 30 small countries from Andorra to Panama and the Vatican that have officially chosen to do so. History and the present day teach us that currency substitution is possible. It should also be easier for Scotland than others, because it already uses sterling and its economy is tightly integrated into the rest of the UK economy. Second, the Bank of England cannot even deny sterling liquidity to any Scottish-focused bank prepared to put up the necessary collateral, without jeopardising sterling’s international liquidity and external value. Moreover, assuming Scotland continues to run a healthy external balance of payments, courtesy of 90 per cent of the UK’s oil and gas being in Scottish waters and other foreign currency earners like whisky and tourism, sterling liquidity will likely flow from the rest of the UK to Scotland. Scotland will be a net lender to England.

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