From The Los Angeles Times: Business How to shop for health - TopicsExpress

From The Los Angeles Times: Business How to shop for health plans during Obamacare open enrollment By LISA ZAMOSKY November 16, 2014 ...Experts offer shopping recommendations for open enrollment. • Watch for changes. Because benefits and prices change each year, its important for everyone to review their plan options for 2015, says JoAnn Volk, senior research fellow with the Georgetown University Health Policy Institute.... • Check your eligibility. This year, more than 1 million Californians received federal subsidies to help pay for medical coverage. If youre among them, be aware that any changes to your income or household size — such as a new baby or divorce — need to be reported to the exchange.... • Double-checking income. If you applied for insurance through Covered California last year, you were asked for consent for up to five years to have your income confirmed with the Internal Revenue Service and other sources. If you said yes, and you still qualify, your coverage will be automatically renewed, along with the appropriate subsidy, says James Scullary, spokesman for Covered California... • Networks: Check and check again.Generally, plans sold on the exchange will continue to offer limited provider networks with access to fewer doctors and hospitals... • Help is available. Covered California will have about 1,300 service center representatives to help you renew or select a plan when open enrollment starts Nov. 15. You can reach one by calling (800) 300-1506... ...You can also work with a certified enrollment counselor or insurance agent. Go to coveredca and click Find Help Near You. latimes/business/la-fi-healthcare-watch-20141116-story.html

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