Had a fun-filled three day weekend and getting back to reality means checking off my to-do list and realizing that today is the last day of open enrollment for Obamacare until October. Im delighted to be able to get low-cost insurance but I havent actually needed to buy my own in more than 20 years. Since 1993 my health insurance has been provided through my nearly-ex husband. Scott has been kind enough to keep me on his insurance throughout our 2-year separation, but it is the ONLY reason that we havent finalized our divorce (which currently requires two signatures & a $30 money order to be final.) I have been obsessively looking at healthcare plan options and am terrified to make an insurance change that requires me to meet a deductible and pay a premium and 20% co-insurance. Particularly since I recently had a diagnosis that makes me dependent on monthly medicine. I think that being divorced would probably improve my tax standing substantially, but since things have also been changing in my business quite a bit, its scary to make major financial decisions. Ive been doing battle with myself for months over this. Theres a part of me that just wants to sign the paper and move forward but theres a practical side of me thats scared to. I also know I dont have to do this during open enrollment - I can do it after the life-event (divorce) that necessitates it. THANKFULLY there are no longer pre-existing conditions to contend with either. Im so lucky to have all these options to worry about as well as access to healthcare services. I understand that these are truly first world problems and that Im very lucky indeed.
Posted on: Mon, 31 Mar 2014 20:40:34 +0000
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