Here’s is a little problem with the 401K “forced savings” - TopicsExpress

Here’s is a little problem with the 401K “forced savings” plan: Cosider your current effective tax rate, what if its zero to 15%. How will my retirement tax rate be lower when I retire? So if my retirement tax rate cannot be lower than what I am being taxes now, why invest in a 401K at all? Also what will the tax rates be when you are retired? Flip a coin they could be higher or lower no one knows. Farmers know how to answer this question, would you rather be taxed on the seed or on the harvest?

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