How Short Sales Affect Your Credit Instead of automatically - TopicsExpress

How Short Sales Affect Your Credit Instead of automatically jumping into a short sale, try out other options and work with your lender to resolve your debt. You can try refinancing the debt or extending the term of your mortgage. This will give you some more time to make the payments you are struggling to make right now. You can also try and work with your lender to obtain an interest-free loan from the Department of Housing and Urban Development (HUD). If you qualify, you can lower your monthly payments and stay in your home. There is also the option of negotiating special forbearance. This revises your repayment plan with your lender based on your current situation. You can start repaying your loan with monthly payments that are more accommodating to financial circumstances. There is also the pre-foreclosure sale alternative if you do not qualify for other options. Before determining whether or not a short sale is the best route for you financially, weigh your options and find out what kind of risk you are taking before moving forward. yaycreditrestore/contact-us/

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