I dont understand why anyone is worried about being charged more for a pre-existing condition. Please check this out. What Does ObamaCare Do For Sick People? If youre currently sick, or have been sick in the past the Affordable Care Act, ObamaCare, is a big deal. Lets take a quick look at some of the key provisions that ensure that people with preexisting conditions get the help they need: • Insurance companies cant deny coverage or charge more for people with preexisting conditions • Insurance companies can no longer deny you for any reason other than fraud. • Insurance companies cant put lifetime or annual dollar limits on Essential Health Benefits which include screenings, preventions, and treatments for most life threatening sickness such as cancer. • All plans cover free wellness and preventive services. There is no longer a reason to put off doctor visits meaning early detection will help stop sickness before it starts and early treatments will help treat people before its too late. • Subsidies are available for those who make less than 400% of the Federal Poverty Level. This helps to make both premium costs and out-of-pocket costs more affordable. Note: The benefits, rights, and protections offered to those with preexisting conditions only apply to plans that have to comply with the ACA. If your plan was issued before 2014 and would have faced cancellation in 2014 but the fix to keep your plan until 2015 was put in place it may be exempt from any or all of the above. obamacarefacts/pre-existing-conditions.php
Posted on: Fri, 10 Oct 2014 12:19:55 +0000
Trending Topics
Recently Viewed Topics
© 2015