I found this information on sheet of paper that is been pass out to people who comes to Phelps County Regional Medical Center. NEW HEALTH INSURANCE RULES Are You Covered? Who doesnt have to pay a penlty? There are some exceptions to the requirement to have insurance. You dont have to pay a penalty if: ⦁ Youre part of a federally recognized religion that prevents you from accepting insurance benefits, such as a member of the Amish community. ⦁ Youre a member of a recognized health care sharing ministry. ⦁ Youre a member of a recognized American Indian tribe. ⦁ Youre an undocumented immigrant. ⦁ Youre in jail or prison. ⦁ Youre not required to file federal income tax because your income is below the filing level. ⦁ You dont have an affordable health insurance option available. ⦁ This Means: a. Health Insurance would cost more than 8% of your income. b. You would have qualified for Medicaid if Missouri had chosen to increase eligibility. the expansion would have covered individuals with an income below $15,860 and a family of four with income below $32,500. What if I cant afford health insurance? There are several options if you cant afford to buy health insurance. You can use the Missouri Health Insurance Marketplace to see if you can get financial help. This includes: ⦁ Premium tax credits, which lower how much you pay for health insurance premiums. ⦁ Cost-sharing reductions, which lower how much you spend out of you pocket for covered health services. ⦁ If you dont make enough to get financial help, you may qualify for Medicaid. You can use the Missouri Health Insurance Marketplace to find out. What is the Missouri Health Insurance Marketplace? The Missouri Health Insurance Marketplave is a website where you can compare and buy the best insurance plan to fit your budget and health care needs. You can use the Missouri Marketplace if you dont have access to affordable coverage through your job. The Missouri Health Insurance Marketplace will open on October 1, 2013, with health insurance coverage starting January 1, 2014. Need Help? If you need help figuring out if you can get financial help or qualify for Medicaid, you can: ⦁ Call the toll-free call center, open 24 hours a day, seven days a week. Call 1-800-318-2596. (TTY 1-855-889-4325). ⦁ Talk to someone in person. Navigators and Certified Application Counselors are trained people who can answer questions and help you fill out you Marketplace application in person. Find help hear you at covermissouri.org. WWW.COVERMISSOURI.ORG
Posted on: Sun, 26 Jan 2014 06:32:04 +0000
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