I tell people if you have a grandfathered plan they can do - TopicsExpress

I tell people if you have a grandfathered plan they can do whatever the hell they want. Before ACA many of my newly sick patients were dropped when I gave them a bad diagnosis, premiums increase by 100% without justifying it to HHS ( maximum now is 10% ) or switched to a more expensive plan for the patient but less costly to insurer ( called BENEFITS BUYDOWN). These business practices still flourish because the ACA compromised by allowing them to do business as usual and not follow the ACA mandates.. Most of my small business owners premiums have gone down due to the SHOP exchange and new tax benefits ( if less than 50 employees). My testimonials are the local golf club owner who told me her premiums went down 48%, but they dont get in any news....

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