I think Tom already shared this, but this is some seriously evil - TopicsExpress

I think Tom already shared this, but this is some seriously evil sh*t: "[Student loan] creditors can garnish not only wages, but also tax returns, Social Security payments, and disability income. Beyond this, there is a lucrative business in defaulted student loans. In this case, 20 percent of all payments can be appropriated by the creditor for processing costs before any money is applied to the loan principal or interest, and borrowers are compelled to participate in “loan rehabilitation” programs that involve significant fees and that extend the length of payments and, hence, increase the overall debt. Guaranty agencies derive approximately 60 percent of their income from fees alone. Among those subject to these predatory practices, it is worth noting, are many adjuncts who carry the burden of substantial student debt.dissentmagazine.org/online_articles/the-emergent-academic-proletariat-and-its-shortchanged-students

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