***IDENTITY THEFT ABUSE!!!*** Folks, theres no easier way to say this, you are a victim of identity theft... Your name, signature, and identity was paid for... WE were led with something which was not DISCLOSED or CONTRACTED with... IF this isnt the biggest hint... I dont know how to help. File your FTC Complaints, file your CFPB Complaints, get a P.O. Box and contact your local taxing authorities. Your identification has been compromised! Just a thought... A CFPB spokeswoman declined to comment. Banks could face other litigation tied to debt collectors. A potential claim could be made by consumers who were wrongly targeted by debt collectors, Holland said. “It is really not much different from identity theft,” Holland said. “Should banks be immune from lawsuits by its customers whose identities were stolen as a result of hacking?” The CFPB also could also use its authority to bring litigation against a bank for violations of so-called unfair, deceptive or abusive acts and practices statutes, if a bank knowingly sells debt with unverified personal information to a debt-buying firm, said Claudia Wilner, senior staff attorney at the New Economy Project, a New York group that monitors the debt-collection industry. “That might be something that a regulator would want to look at, selling false or inaccurate information,” Wilner said. “That’s the kind of unfair, deceptive practices that the CFPB could get at.” Finally, state laws could also be used as the basis for a lawsuit against a bank for how its third-party debt collection firms operate, Holland said. Several state attorneys general, including New York’s, have already launched investigations into the practices of debt collectors, and that could eventually be extended to banks, Holland said.
Posted on: Fri, 26 Dec 2014 13:56:31 +0000