If you have bad credit or any delinquent accounts reporting to - TopicsExpress

If you have bad credit or any delinquent accounts reporting to your credit report, you can write a letter directly to Equifax, Experian or Trans Union and request that the specific account be investigated for accuracy. It does not matter if the delinquent account belongs to you or not. Under the authority of the Federal Fair Credit Reporting Act (FCRA) the credit bureau is required by law to investigate the account to verify the accuracy of the account.

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