Im not sure if youve noticed, but there has been a big reduction in mortgage rates since the New Year. Rates are at 19-month lows and I feel an obligation to let my friends know. If you have an interest rate above 3.75%, there should be a benefit to refinancing. I can offer significant closing cost credits and I make the process very simple for you. It is done online and from the convenience of your home. If youre able to complete a 15 minute application, e-sign disclosures and securely upload a PDF of your pay stubs and bank statements, I take care of the rest. We have moved past that crazy time of the year when your tax bill has already been paid and we dont have to collect a large escrow cushion. Your first payment on the new loan doesnt come due until March or April, depending on when we close your loan. Nice break after the Holidays. I am happy to provide you a Good Faith Estimate of pricing options. Just email me directly at cmoser@gmail. I just need to know how much you owe on your current home loan(s), the approximate value of your home, your credit score (if you know it) and the type of term you are looking for (30-, 25-, 20-, 15- or 10-year loan).
Posted on: Tue, 06 Jan 2015 18:47:45 +0000
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