In an ideal world, credit should be available to anyone who can - TopicsExpress

In an ideal world, credit should be available to anyone who can prove that they can pay their debts. What data or parameters banks use to analyze credit history at the moment is a topic for another discussion, but assuming all things equal, why are certain sectors or certain occupations discriminated against? For example lawyers or BPO workers. The subjectivity of the underwriting process is just dawning on me now. (If you or anyone you know feeling this discrimination, comment here or PM me please.)

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