Insurance is highly regulated by federal and state governments. - TopicsExpress

Insurance is highly regulated by federal and state governments. The insurance laws in place require companies to operate within a certain framework, and they penalize those who don’t with fines or other penalties. The first step to avoiding common problems associated with an insurance claim is taking the time to understand the laws and regulations as they apply to you. For instance, if your insurance company violates the law and denies your claim you can pursue legal action. Likewise, if you know the denial is legitimate you can save yourself the expense and hassle of trying to fight it.

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