Loan approvals to Investors and Owner Occupiers alike have - TopicsExpress

Loan approvals to Investors and Owner Occupiers alike have increased, however an increase in lower loan to value ratios (LVRs) on Interest Only loans are concerning the RBA with regards to the pressures Investors and Owner Occupiers will face if and when interest rates increase. Having said this, household net wealth has increased and debt to income ratio has plateaued causing a distinct gap between reality and perception of the affordability debate.

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