MAKE INDIA :- (Dedicated to youth who want to do something different) Mods dream of MAKE INDIA gets any success or not, the time will tell. But I convinced that there is no dearth for entrepreneurships opportunities in India. It has a large developing market and the consumer is varied and abundant and everything conducive to entrepreneurship is present in India except Govt’s excessive control and its intriguing, cumbersome and lengthy procedures. My story begins when somebody gave me an idea that it is sometimes very difficult to meet both ends in a profession like advocacy unless you have some other sources of incomes. It is a fact, and I understood it squarely in my 22 years of some kind of forced practice, so, I ,decided to do something to generate income or else live like a beggar for the entire life. I joined advocacy not as a choice but of a family compulsion to which I deferred to a considerable period of time but finally succumbed to the pressure of family. After much thought and introspection, I decided to erect a concrete block, cement bricks and other allied products unit by taking finance from the Govt. and start working on it. First, I purchased some land, and then applied for a loan to KVIC, Sambalpur. I did not face any major problem in KVIC office since it is just a recommending authority for the sanction of loan to some nationalised bank that you have chosen while making a loan application to KVIC. Further, since it is a central government sponsored programme, you get various kinds of facilities and subsides, from Govt. but if you look at Govt’s concessions and benefits on all matters, you could not build your unit. It is the high level of corruption, slow process and apathy of Govt. Officials would ruin your dream before it takes any shape. The trouble begun when my loan application was referred to bank. The bank asked for different kinds of documents at different times for sanction of loan and I was going on complying their demands, but there are certain documents which they demand was either do not exists or it could not procured, for example demanding a legal heirs certificate from a person who is alive; and some documents those are not relevant, became relevant for bank, for example asking for a guardian certificate of a minor whose natural parents is alive. In spite of compliance of all documents my loan application was rejected by the bank on the last day of financial year. It was a great shock to me and I had already made considerable investment in the unit and an idea of retrieving means a huge loss Then I began my fight with the bank, with sole intent to help others not to be trapped, cheated and blackmailed by different Govt. Agencies, the way I had been trapped. First, I, placed my grievances before the Collector, who is the chairman KVIC, but received no cooperation from him except few words of consolation. I wrote several letters and e-mails to the different ministries of Govt. of India, Reserve Bank of India and many other agencies where my grievances could have been make some impact. There are so many good people working in our higher administrative hierarchy and one of such a kind officer had understood my problem and directed bank to sanction my loan and on the very next year , my loan was sanction but on the terms and condition whimsically, arbitrarily and forcibly put on me. Though there were certain problems in getting a loan for the unit, but it ends on a happy note. The second part of the story begins with running of the unit and where troubles are much more comprehensive as compared to the sanction of loan. Here , I , confronted with the electricity, revenue, pollution, sale tax and many other Govt. deptts , besides local authorities and muscle men who claimed a certain share for them. Even press people would not let you, if you do not comply with their demands. Each has a share in your effort, no matter whether you got any profit or not from your effort. Most heartening note that I would like to express is that a few number of people get employment throughout the year and that is the only merit that I saw in my unit. The very bank which refused me to sanction a loan, has repeatedly asked for enhancement of loan amount, to which I say, “NO, THANK YOU.”
Posted on: Sat, 25 Oct 2014 04:28:21 +0000
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