My signature is worth whatever I say it is at any given instance. I signed for $10,000 credit with MBNA Bank. They sold my signature for who knows how much. After I used all the credit I had created, I discharged their debt. Yes, their debt; I allowed them to use my credit, via my signature, and they created the debt in order to balance their books. Now they wanted me to send them over $11,000. I asked them to send me a copy of the contract between ‘MARY’ (the name in upper case letters) and MBNA. I guess they couldn’t find it ... maybe because it never existed. I also asked them for validation of the debt (record of their accounting) and verification of their claim against me, since what I am called (Mary) was nowhere on the alleged contract. They began to telephone asking me to send them $$$ yet never put anything in writing. What does this tell you? They had no valid claim. I told them I was very willing to pay any obligation I might owe, if they could provide proof of their claim. They could not. They were incapable of substantiating their claim. I never received anything from them suggesting that the manner in which I had paid them was insufficient, unacceptable, improper, or failed to discharge the debt. Besides, I did pay them; in fact I paid them more than double. They had my original signature and I also sent them another signature attached to the final amount they claimed I owed them, not to mention a few hundred I sent while I was busy ringing up the card, so they made a killing off me. If they had a legal leg to stand upon they most certainly would have written to me, not to mention sent their ‘legal counsel’ after me, which they did threaten, by the way, but only over the telephone, never on paper. Idle verbal threats have no lawful clout. I never stiffed anyone. The ‘contract’ they believe I had with them was invalid because there was no full disclosure – one of the requirements of a valid contract. It was not spelt out to me that they were in the business of perpetrating fraud upon unsuspecting people. Since most people are willing to have their funds fraudulently confiscated, they generally leave people like me alone. They don’t want to let the cat out of the bag. It would mean the demise of their racket, not to mention the entire economic system. But isn’t this what we want? It isn’t working for us – 99% of the world’s population; its working for only them – 1%.
Posted on: Wed, 26 Jun 2013 00:47:51 +0000
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