New FHA changes effective today!! If a borrower has more than - TopicsExpress

New FHA changes effective today!! If a borrower has more than $2,000 in collections reporting on their credit report, a lender must include monthly payments using 5% of the outstanding balance and include the payments in the debt-to-income ratio. This will effect people who are at the maximum limit of the debt-to-income ratios. there is a better and CHEAPER way. If you are looking to purchase a home through FHA, give me a call at 281-953-0463 so we can discuss your options.

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