Non Major Bank slashes fixed rates Citibank announced cuts of 0.4 - TopicsExpress

Non Major Bank slashes fixed rates Citibank announced cuts of 0.4 per cent to its four- and five-year fixed rate products, resulting in rates of 5.39 and 5.59 per cent respectively. Other lenders (Westpac and NAB) have also reduced fixed rates. Is this what they anticipate the average of variable rates will be for the period or, is this health competition? Lenders suggest they need to be competitive due to the higher demand for fixed rate.

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