Optional benefits that you may consider attaching to your - TopicsExpress

Optional benefits that you may consider attaching to your insurance plan. CRITICAL ILLNESS BENEFIT Only about 5-10% of all cancers are inherited cancer.org Genetics and Cancer In 2010, 9 out of 10 deaths in the Philippines are caused by illness. worldlifeexpectancy 31% of deaths caused by illness are due to heart-related diseases. 2005-2011 World Health Organizational Officer for the Western Pacific, Philippines. 2010 Critical illness can strike anyone. And when it strikes, it hits you twice! One you suffer from the illness; two, you bleed your savings dry. The best time to prepare for critical illness is NOW while you are well and healthy. Pru Life UK has a comprehensive financial products that can help you sleep better knowing that you are fully protected. DISABILITY BENEFIT STROKE is one of the leading causes of disability in the Philippines. philstar Stroke Rehabilitation: Road to Recovery Disability riders are benefits that pay a lump sum cash benefit if the insured becomes total and permanently disabled due to bodily injury or disease. - The lump sum benefit will enable the insured to have a source of income even when he/she can no longer go to work. The amount can be used for an investment, to pay medical bills, or even start a business. Pru Life UK has two TPD riders. 1. Accelerated Total and Permanent Disability Benefit. A portion of the sum assured or up to a maximum of 100% of the sum assured can be advanced. This is a core benefit of our regular and limited pay plans. 2. Non-accelerated TPD benefit. Pays the lump sum cash if the Insured becomes total and permanently disabled due to bodily injury or disease. This rider shall not affect the policys sum assured in case of claim from this benefit. This type of rider is available in our single pay plans. Some disability riders are Accidental death and disablement and Accidental total and permanent disability that pays an additional amount if disability is caused by an accident. Waiver of premium on TPD. Future premiums will be waived upon TPD of the insured.

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