POST of The DAY - Sample Banking Awareness questions for IBPS PO/Clerk/RRB Exam 1. From a banker’s point of view, which is the most risky charge? (a) Pledge (b) Hypothecation (c) Mortgage (d) Lien 2. What is the safest form of crossing? (a) Account payee crossing (b) General crossing (c) Special crossing (d) Double crossing 3. A cheque which is not crossed is known as- (a) Open cheque (b) Bearer cheque (c) Uncrossed cheque (d) Order cheque 4. On which of the following the banker has a lien? (a) Bonds given for collection (b) Bonds given for safe custody (c) Bonds left by mistake (d) (a) and (b) together 5. To open a Home Loan Account the minimum amount of contribution is- (a) Rs. 5 (b) Rs. 10 (c) Rs. 20 (d) Rs. 30 6. Under which of the following Regional Rural Banks (RRB) are classified? (a) Land Developments Banks (b) Co-operative Banks (c) Commercial Banks (d) Public Sector Banks 7. When were the Regional Rural Banks (RRBs) set up? (a) January 1, 1975 (b) March 11, 1975 (c) April 1, 1975 (d) October 2, 1975 8. On which of the following EXIM Bank concentrate? (a) Medium-term financing (b) Short-term financing (c) Short and medium-term financing (d) Short and long-term financing 9. Who refinances the loans granted by SFC? (a) IDBI (b) SIDBI (c) RBI (d) both (a) and (b) 10. When was the Industrial Finance Corporation of India set up? (a) March 1948 (b) April 1948 (c) July 1948 (d) October 1948 11. What is Gift Cheque? (a) A negotiable instrument (b) An order instrument (c) Simple receipt (d) A quasi-negotiable instrument 12. Who has issued Master shares? (a) RBI (b) SBI (c) UTI (d) LIC 13. What is the limit for a currency transfer? (a) 10 lakhs (b) 25 lakhs (c) 1 crore (d) no limit 14. The minimum period of medium and long-term loans is- (a) 12 months (b) 18 months (c) 24 months (d) 36 months 15. Which of the following bank does not belong to State Bank Group? (a) State Bank of Indore (b) Banaras State Bank (c) State Bank of Bikaner and Jaipur (d) State Bank of Patiala
Posted on: Thu, 12 Sep 2013 01:56:51 +0000
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