PennyMac and SPS created new loan account numbers in my deceased fathers name. With this said it cannot be uploaded to his credit reports on Equifax Transunion and Experian in which they tried. Not able to place a claimed mortgage debt on a person credit report makes it an unactive debt and uncollectable. Free disclosure after adverse notice to consumer. Each consumer reporting agency that maintains a file on a consumer shall make all disclosures pursuant to section 609 [§ 1681g] without charge to the consumer if, not later than 60 days after receipt by such consumer of a notification pursuant to section 615 [§ 1681m], or of a notification from a debt collection agency affiliated with that consumer reporting agency stating that the consumers credit rating may be or has been adversely affected, the consumer makes a request under section 609 [§ 1681g https://dropbox/s/7pfcmh4ibkb63jw/THE%20FAIR%20CREDIT%20REPORTING%20ACT%20MANUAL.pdf
Posted on: Sat, 12 Apr 2014 15:49:30 +0000
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