Plain and simple, owning a home can improve your quality of life, - TopicsExpress

Plain and simple, owning a home can improve your quality of life, provide stability and give you a sense of control you just cant get from renting. You have a place to live when you rent, but buying is something much deeper – and better. The intangibles are tough to measure, but there are other benefits you can quantify: Financial investment: Your monthly mortgage payment creates equity for you, not your landlord. The interest on your mortgage is a tax deduction: While this isnt a reason in itself to buy a home, its nice to get a break at tax time. Fixed monthly housing payment: If you opt for a fixed-rate mortgage, the monthly rate of your mortgage wont change for the length of the term. Tax-free gain: When its time to sell your home, you don’t pay taxes on the proceeds of the sale that are above what you paid (with some restrictions – see information on capital gains).

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