Potrivit noului Cod Civil, daca crezi ca banca te constrange cu - TopicsExpress

Potrivit noului Cod Civil, daca crezi ca banca te constrange cu unele clauze abuzive, te ameninta sau contractul ti se pare suspect, poti depune o plangere la ANPC (Autoritatea pentru Protectia Consumatorilor). Cele mai dese abuzuri din contractele de credit ale bancilor: - Comisionul de risc transformat in comision de administrare - Formule de calcul netransparente - Marje variabile in calculul dobanzii finale - Dobanda variabila in conformitate cu politica bancii - Dau dreptul bancii sa modifice unilateral contractul Daca Autoritatea pentru Protectia Consumatorilor considera ca plangerea este intemeiata, banca poate fi data in judecata iar daca castigul este de partea ta, atunci absolut toate contractele similare de la acea banca vor fi modificate. Nu numai ca te ajuti pe tine, ii ajuti si pe ceilalti clienti.

Mergers & Acquisitions Dell Founder Raises Takeover Bid, With

WE ARE NOT CALLED TO RESPOND TO CRITICISM: WE ARE CALLED TO

WHAT TYPE OF FRUIT ARE YOU? 1.MELON - Happily married 2.ORANGE -

GearIT 14-Gauge Speaker Wire (50 Feet/15.24 Meters) White -

LEIA ATE NO FIM... NÃO SE ARREPENDERA. SE GOSTAR PARTILHE Era

Our "Animas / Animal" rudimentary mechanism (nature) can assist us

This week just shined its light on me. Good things, good things

When I was a senior in high school we played a song called

Today we start our journey back to Kansas to play softball. One

These Salt and Pepper Shakers are SUPER COOL to have in a kitchen,

As Im sitting in the tub right now, a thought occurred to me. Its

NYARI RF YANG RAME?? NO OVER DAMAGE SPECIAL JOB BERGUNA JOIN

Last week I went to the doctor (finally) with abdominal pain.

THE NATIONAL WEATHER SERVICE IN GREENVILLE-SPARTANBURG HAS ISSUED

keaxam9dxykaCsbq

Reported by Abu Hurairah (May Allah be pleased with him):

Pastors Moment: Helen Keller, made a great observation, Character

This, rather, is the fasting that I wish releasing those bound

Now introducing AdvoCare Supplement Line at Snap Fitness

«we cannot communicate with the Lord if we do not communicate

Don’t overlook reinvested dividends One of the most common

Hi, All-- Im going to be putting together another bunch of

Yellow 60in X 22.8in -- 4X4 Off Road Car Window Wall Laptop Decal

KU SCHOOL OF LAW STUDENTS SUFFERING ---------- Forwarded message

My vocal coach gave me this to learn to improve my vocal

30 X Temp Cashiers/Retail Assistants Needed in Town!! Many