RATE UPDATE: Todays Rates (Slightly Worse) 15 yr Fixed Conventional 2.875 Rate, 2.875 APR, $1369 P&I pmt, $-15 (lender credit)*** 3.00 Rate, 3.00 APR, $1381 P&I pmt, $-1515 (lender credit)*** 3.125 Rate, 3.125 APR, $1393 P&I pmt, $-2765 (lender credit)*** 30 yr Fixed Conventional 3.50 Rate, 3.50 APR, $898 P&I pmt, $485 closing costs 3.625 Rate, 3.625 APR, $912 P&I pmt, $-1015 (lender credit)*** 3.75 Rate, 3.75 APR, $926 P&I pmt, $-2,765 (lender credit)*** (The rate tables above are based on a $200,000 loan amount, rate-and-term refinance, 80% Loan to Value and a 740 credit score. The fees represent all origination, discount, appraisal, underwriting, processing, flood certifications and tax service. Title fees and escrow reserve are not represented and should be verified by the consumer. ***The scenarios above show Lender Credits. We are offering these programs with no lender fees and those credits can be applied towards title fees and escrow reserve making it possible to have a very low cost or no cost loan.) If you are refinancing, closing costs can be rolled into the loan. If you are purchasing a home, it is common for the seller to be willing to pay your closing costs for you. In most cases, the only out-of-pocket expense for our loans is the cost of the appraisal. Aspen Hills Mortgage provides Approvals within minutes of an application and we close most loans in 10 to 14 business days. Please contact me directly for your own personal scenario. If you have an interest rate above 3.75%, there should be a benefit to refinancing. I offer significant closing cost rebates and make the process very simple for you. It is done online and from the convenience of your home. If youre able to complete a 15 minute application, e-sign disclosures and securely upload a PDF of your pay stubs and bank statements, I take care of the rest. I will provide you a Good Faith Estimate of pricing options. I just need to know how much you owe on your current home loan(s), the approximate value of your home, your credit score (if you know it) and the type of term you are looking for (30-, 25-, 20-, 15- or 10-year loan). Corey Moser President Aspen Hills Mortgage, LLC aspenhillsmortgage.net cmoser@gmail Office: 801-963-2300 Direct: 801-810-9445 Facsimile: 866-929-5150 Mobile: 801-403-7351 COMPANY NMLS ID: 245511 NMLS ID: 274942
Posted on: Fri, 16 Jan 2015 18:11:04 +0000
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