Recently, the The Bank of Englands Financial Policy Committee has - TopicsExpress

Recently, the The Bank of Englands Financial Policy Committee has announced that lenders should apply a stressed rate which assumes a growth in the base rate of 3%. Accompanying this, caps have been announced on lending at income multiples greater than 4.5 x gross income. Nationwide have just announced a change on their affordability calculator from tomorrow. It looks like this is heading in the direction of reducing the amount they will lend to you. We are sure other lenders will follow suit soon so if you are thinking of buying a new home, now might be a very good time to make the move. Call our team on 01622 230036 or use our new mortgage sourcing tools at directmortgagecentre/mortgage_search.html

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