Sekian - gaji RM7,000 -RM10,000 is mid range income ye darlingsss! now gaji bulanan RM3-4K termasuk dalam berpendapatan rendah or miskin bandar ! Actually I selalu tertanya-tanya,macam mana fresh grad gaji RM3K boleh pakai kereta Vios bayar RM800 sebulan, hari2 makan kat kopitiam / cafe yg sekali makan RM20 - kalo I yang berpendapatan sederhana pun kalo spend camtu mungkin tak dapat nak buat savings sangat pun? Maybe coz I have mortgage - that pulls almost 1/3 of my salary....but alhamdulillah I have additional income from biz with TLC yang boleh top up mana tak cukup, cover ad hoc expenses, saving sikit...kalo tak mmg just nice jelah... Our desire for high end stuff; minum Starbucks, makan kat posh restaurants, makan kat luar ni is part of the reason that drives the inflation and cost of living up! ingat lagi dulu2 masa kecik2 - kami sekeluarga hanya makan KFC masa special occassion like birthdays :) dulu rasa dah grand gile lah kalo mkn KFC...now KFC pun kita pandang sebelah mata jerrr Uols yang rasa nak buat additional income sikit - from RM200 to RM5,000 a month...dun hesitate to contact me....our spending trend can be a trap to us if it continues without a gradual increase in income as well Isma 019-3393340 credit to Syiekin Azam for sharing the article :)
Posted on: Fri, 06 Sep 2013 03:51:28 +0000
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