Singapore has borrowed heavily from its own Central Provident Fund - TopicsExpress

Singapore has borrowed heavily from its own Central Provident Fund (CPF) which holds the retirement funds of Singaporeans. This may explain why Singapore has constructed the Minimum Sum Scheme. It is to delay CPF withdrawals. Singapore may not have enough money to pay according to the old CPF three-payment scheme made in the persons 50s. With the Minimum Sum scheme, those CPF payments will be delayed until the age of 65, and then will be paid out in small amounts over time.

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