Standard Insurance Company (Travelers): FYI, from ICC adjuster (Simsol Insurance Services, Inc.), what they need, what is covered, what is not covered. Below is the list of documents that I need to conclude the claim and submit to the carrier so they will issue the check. Once I have received these documents I may need to ask for some additional information, however I will not be able to tell you at this point whether I will need them or not without looking at all the information received. 1. Copy of the permit issued by the community allowing you to proceed with the elevation mitigation. 2. Final, incurred invoices (broken out by cost and line item) from the contractor(s). 3. Final finished Elevation certificate, showing finished construction and completed after the mitigation has been concluded. 4. Letter from the community stating the risk is in compliance with the current community flood plain management ordinance, otherwise called a Certificate of Occupancy or Letter of Completion. 5. Color photos of the building clearly showing the foundation and entire building after the mitigation is complete. The photos must display the date taken on the front of each, include an overall view of each side of the new structure and show the flood vents if they are required. ELEVATION COVERED EXPENSES: Architectural and engineering fees associated with a design for elevating an eligible insured building Permits Pre-mitigation elevation certificate, if required Disconnecting required utilities (electricity, water, sewer or gas) Clearing of plant-life and excavation around the insured building for the setup and installation of lifting equipment and supports Cost to separate an attached garage Elevation of the insured building to minimum required height (BFE or freeboard) Temporary support (cribbing) Removal and disposal of pre-mitigation insured building foundation components, when applicable (see Demolition) Construction of the compliant foundation Required minimum flood venting Re-connection of required utilities (extension or modification) Re-construction of egress (steps & railings plus 16 SF landing), front and rear or under Installation of platform for air-conditioning equipment Post-mitigation elevation certificate Non-covered expenses Elevation of any structure other than the insured building Elevation of the insured building already at the minimum required height Elevation of the insured building above the minimum required height Elevating the insured building outside of a Special Flood Hazard Area, except when required according to an existing local community flood management ordinance Code upgrades unrelated to State or local floodplain management law or ordinance Added improvements, remodeling, or additions Disconnection, elevation and re-attachment of decks or walkways Re-attachment of garages or grade level utility closets Repair, removal, reinstall or replacement of exterior siding or masonry veneer Re-grading and re-seeding of lawns or the replacement of plant-life Other surfaces (sidewalks, driveways, patios, etc.) or structures (fences, containment or retaining walls, etc.) outside the perimeter exterior walls of the insured building Allowances for items already considered under Coverage A - Building Property Any payable allowance over the statutory limit of the SFIP on any single loss occurrence
Posted on: Fri, 26 Jul 2013 22:19:29 +0000
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