The Truth About the Affordable Care Act: Under the Affordable Care Act, both people who don’t have employer- sponsored insurance, and those who work for smaller companies will enjoy the protection of the ACA: –No co-pays or deductibles for preventive care –Dental and vision care for children –There will be no limit how much the insurer will pay out in a given year or over a lifetime. (If you develop cancer or MS–or have a baby that needs to stay in the hospital for 2 months, this means you can keep your home, and won’t be wiped out.) –If you are a young person, and unexpectedly become pregnant, your insurance Must cover prenatal care, maternity benefits, post-natal care. (Today many polices do not cover any of the above.) –Also , under the ACA, there is a cap on how much these policies can ask you to pay, out of pocket, in co-pays and deductibles. (For people earning $30,000, the cap is low. It’s higher if you earn more.)
Posted on: Fri, 31 Jan 2014 06:27:03 +0000
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