The mailer talks about annual savings of more than $4,000 if - TopicsExpress

The mailer talks about annual savings of more than $4,000 if borrowers refinance their mortgages, but according to National Consumer Law Center attorney Andrew Pizor, the refinancing offer would actually add more than $37,000 to the cost of a borrower’s loan. Basically, the mailer focuses on lowering monthly mortgage payments, while neglecting to mention that the borrower would end up paying a higher overall interest rate, and would be adding 10 more years to the overall length of their loan.

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