The reform underway is rooted in the notion that there is a certain catalog of health-care benefits to which all Americans should have access, and that they should not have to pay outrageous amounts of money to get that coverage. It means to accomplish that goal by mandating that everyone not on government-run programs like Medicaid pay into the private insurance system, and by setting certain standards on what health-care insurance must cover. Plans must include prescription drug, mental health, maternity, preventative care and other basic benefits, and they must take care of at least 60percent of patients’ health expenses. The vast majority of Americans, most of whom get health insurance from their employers, won’t see much change. But a significant number — a study looking at 2010 figures said half — of customers currently buying insurance on their own don’t have plans of that quality.
Posted on: Wed, 30 Oct 2013 19:42:13 +0000
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