This weeks Were You Wondering Wednesday Legal Q&A: Q: Does Motorcycle Insurance Coverage Have to Have Personal Injury Protection or PIP Coverage? A: Not only are motorcycles not required to have personal injury protection coverage, even in no-fault states like New Jersey and Pennsylvania, but they typically are not allowed to be covered under such policies. Automobile policies that cover cars typically exclude motorcycles. While passengers involved in car accidents can access their own insurance policy’s PIP coverage even though they werent driving and were in someone else’s vehicle, a motorcyclist does not have the same option. Part of the reason for this exclusion is the high risk of injuries, particularly extensive ones.
Posted on: Wed, 30 Apr 2014 13:25:24 +0000
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