VMOBILE BACKGROUND AND SERVICE DESCRIPTION **Background and - TopicsExpress

VMOBILE BACKGROUND AND SERVICE DESCRIPTION **Background and Service Description** Established in April 2008, VMobile Technologies Inc. (VMobile) is the latest addition to PentaCapital Group of Companies. PentaCapital is a leading independent investment house in the Philippines known for its unique expertise in debt and equity underwriting, financial advisory and project financing, especially for BOT/BLT projects, real estate, leisure and infrastructure projects. PentaCapital received its license from BSP in 2006 to engage in trust, fiduciary and investment management services. The inception of VMobile is a renewed commitment to ensure stability and address the growth requirement of LoadXtreme™. Before the acquisition by VMobile, LoadXtreme™ is the flagship program of Portal Innovations Corporation (Portal) that offers retail business opportunity to independent agents using mobile phones and computers connected to the internet as primary tools in processing customer orders and retail transactions. Since 2004, LoadXtreme™ brings together wide range of prepaid products and services from different merchants and service providers. Following are services, products and product types offered under the LoadXtreme™ banner: Over-The-Air (OTA) reload for Smart, Globe and Sun Cellular Over-The-Air (OTA) top-up of AXS® Card for MRT3 fare payment Prepaid Top-up Card PINs for: Internet Services Massively Multiplayer Online Games (MMOG) and other online RPG games Mobile Telephony (wireless) Wireline Telephony Intermediary Mobile Phone International Messaging Services Satellite Services Prepaid Card PINs for: Advertising Services Online Education and Review Programs Flower Delivery Services Personal Accident Insurance LoadXtreme™ was originally dubbed as Universal Prepaid Loading System (UPLoadSSM; est. June 2003). UPLoadSSM was later introduced to the public as LoadXtreme™ (August 2004) after a successful evaluation and acceptance by subscribers. LoadXtreme™ is just one of the time-tested and proven features of the mobile commerce platform created by the founding technical team of Portal.

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