We can only hope: Third, though, for all that Apple may look - TopicsExpress

We can only hope: Third, though, for all that Apple may look like a partner, there is something inherently destabilizing in moving an industry like banking into software. Apple has not built a global payments platform, but it is moving the end-point of the payment system into software, and that itself is destabilizing. Passbook, after all, is a platform. What happens when any payment ‘card’ can be provisioned instantly in software? When Apple allows third party apps to use the NFC at a point of sales as well as the fingerprint scanner? What does that do to Bitcoin adoption? When you shift the entire route to market of an industry into a new platform with new dynamics, you can cause a lot of pain to incumbents even without doing anything to take them on directly. Much the same applies to TV. ben-evans/benedictevans/2014/10/30/apple-pay-partnerships-and-software-as-disruption

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