We use Credit Bureaus and all the publicly- available data at our disposal to guard against fraud and make the best possible lending decisions based on your circumstances at the point of application. This includes evidence of your disposable income and financial commitments. You will receive an almost instant yet responsible notification if your loan application is declined, we will give you as much information as possible about the reasons why, along with any relevant advice we can offer. We recognise your circumstances can change so, if you return to use our service again, we will base every decision on a fresh review of your credit-worthiness, reserving the right to decline future applications even if you have repaid a previous loan on time. Regardless of whether you apply via our branch, website or savings and loan agents, our checks will be just as rigorous.
Posted on: Fri, 12 Dec 2014 15:45:22 +0000
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